FAQs
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Frequently Asked Questions

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Who can refer to Kotak Working Capital Solutions?

Any existing customer holding an active Working Capital account (the referrer) can refer their associates and get rewarded on successful disbursal. 

What are my eligibility criteria for participating as a referrer?

To participate, you should be an existing Kotak Mahindra Bank customer holding an active Working Capital account.

What is the reward for providing referrals?

For every valid referral, get an Amazon voucher worth Rs 100. Plus, once the loan to your referred person is disbursed, you become eligible for 50% off on your Renewal Processing fee or up to Rs.10,000 waiver, whichever is lower.

What if the person I refer has already applied for a Working Capital Loan with Kotak Bank?

If the person has already applied or initiated contact with Kotak for Working Capital loan, in that case you shall not be eligible for the reward under this referral program.

If the person who applied is already in communication with Bank or his/her Working Capital Loan application is already in process with Kotak Bank, in that case, you shall not be eligible for the reward under this referral program

What is the maximum number of referrals I can provide?

That’s the best part — you can add up to 5 people under this program. The more you refer, the more you benefit!

If the person who applied is already in communication with Bank or his/her Working Capital Loan application is already in process with Kotak Bank, in that case, you shall not be eligible for the reward under this referral program

When will I receive the reward?

Once your referral avails disbursement, you will receive the reward via email or through other modes of communication as Kotak deems fit.

I have referred friends/family members in the past, can I get the benefit of my past reference?

Unfortunately, no. Past referrals or those referrals made under any other previous program by existing customers shall not be eligible for any reward or benefit under this progra