Credit Card - Best Price Credit Card for Shopping by Kotak Mahindra Bank

Credit Card - Best Price Credit Card for Shopping by Kotak Mahindra Bank

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Best Price Credit Card by Kotak Bank

Best Price Card

Kotak Credit Cards and Best Price Modern Wholesale, a Wal-Mart Venture bring a Card with benefits that boost your business. This Card is exclusively for Best Price Modern Wholesale stores only.

14-day Credit Cycle that starts afresh on every transaction

Make purchases at the Best Price Modern Wholesale store with the two free Add-On cards

No Joining fees, this card is free for you

Track spends separately for each of your Add-on Card(s)

Set the spend limit on your Add-on Card as you desire

Your Add-on Card will have all the benefits that you enjoy on your Card

To apply, please contact Kotak Best Price Financial Advisor at the Credit Solution Helpdesk at your nearest Best Price store.

Know the fees and charges for the Best Price Credit Card.
Explore more credit card options that best suit your needs.

Frequently Asked Questions

What is a credit card balance transfer?

Credit card balance transfer is the process of transferring owed balance from one credit card account to another. Upon carrying out this process, the debt is owed to the new card issuer as opposed to the original card issuer.

How do I benefit from my “Kotak Best Price business card”?

Your “Kotak Best Price business card” presents you with “Business-credit advantage”. Kotak Mahindra Bank in partnership with Best Price offers you not only with business card convenience but also extends benefits that would enhance your business efficiencies. It will be a handy tool for cash-flow-management for your business.

You would enjoy convenience for purchase of high value purchases as there is no need to carry cash.
You would get a credit line with Interest free period up to 14 days for commercial purchases done for your entity.
You would be provided with a monthly statement for purchases made in a month which would include date wise summary of purchases for better tracking.
You can also view your account anytime through online banking
Your employees are empowered to make purchases on behalf of you without carrying cash.

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How many types of Kotak Best Price business cards are being offered?

At the moment we are 2 variants:

Kotak Best Price Business Card.
Kotak Best Price Business Card-Corporate, which is primarily meant for the Organizations and Institutions segment.

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What are the features of Kotak Best Price business cards?

On Kotak Best Price Business card & Kotak Best Price Business card - Corporate - Enjoy 14days credit cycle that starts afresh on every transaction on your Kotak Best Price Business credit card. Each transaction on this card needs to be backed by a PDC of the total purchase amount when the card is swiped in a Best Price store. Both these cards can only be used inside Best Price Stores.

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What are the other benefits on my “Kotak Best Price business card”?

Beyond the credit advantage, you benefit on “convenience” of managing your business and all of this comes to you absolutely free.

ANYTIME ACCOUNT VIEW
You can view your transactions and manage your account through net-banking, making it all every easy for you. All you need is a computer and an internet connection.
YOUR BUSINESS CARD IS FREE
Your card comes to you at no cost, and it is absolutely free. No joining fee or annual fee will be charged to you for card membership.
TWO FREE ADD-ON CARDS
You can make your business more efficient by empowering two of your managers with Add-On Cards to authorize them to make purchases on your behalf.
IN-STORE ASSISTANCE @ FINANCIAL SERVICES HELPDESK
You can contact your “Finance Associate” at the financial services helpdesk located at your nearest Best Price store and get help whenever you need.
PHONE HELP
You may at anytime call us and our contact numbers are available within the “Reach Us” section of the website.

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Who would be eligible to apply for Kotak Best Price cards?

Best Price store-members (wholesalers, self employed person and other businessmen who are eligible to shop at Best Price store as per store-policy) can apply for this business card. All applicants would be evaluated for their credit worthiness as per the Kotak Best Price card policy.

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What is the process to apply for Kotak Best Price cards?

You will need to contact our financial associates at the Financial services helpdesk within the Best Price stores for the same.

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When does my interest free period begin on purchases carried out on Kotak Best Price Cards?

Your interest-free period begins from the date of transaction and continues till the date of the PDC given for the transaction. The maximum interest free period hence PDC date per transaction can be 14 days including the date of the transaction.

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What is the rate of interest on Kotak Best Price Cards? How will interest be calculated?

Rate of interest for Kotak Best Price Business card is 3.4% per month and for Kotak Best Price Business card-Corporate is 1.5%. For detailed explanation for interest calculation, please refer to MITC (Most Important Terms & Conditions). The MITC is handed over to you prior to you apply along with the application form and is also available on our website.

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