Help Center
Locate us
Get Your Free Credit Score Instantly
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Popular Products
Show More
Quick Help
Show More
Frequently Asked Questions
Show More
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
With a good credit score a lender understands your timely payment of your credit dues which reduces risk for lender and increases your chances of loan approval
A good credit score can provide a confidence to a lender to offer you the lowest possible interest rates on home loan, personal loan or credit card
Credit card companies offer the premium cards with best rewards and offers to individual having a good credit score
| CIBIL Score | Creditworthiness |
|---|---|
| 550 and below | Bad |
| 550 - 649 | Poor |
| 650 - 699 | Average |
| 700 - 749 | Good |
| 750 - 900 | Excellent |