Commercial Credit Card

Commercial Credit Card

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Commercial Credit Card

Why Us?

Kotak Commercial Credit Cards make business spending smarter and simpler. You can easily optimise your expenses with cards designed for travel, admin costs, or quick funds. Select the card that fits your needs, and makes managing finances easier

Features of Kotak Commercial Credit Cards

Up to 48 Days Interest-Free Credit Period

Manage cash flow better with up to 48 days of interest-free spending and repayment

Dedicated Support

Get a dedicated Relationship Manager and Service Manager for personalised assistance

Corporate & Joint Liability

Choose from cards tailored for small, mid and large businesses and entrepreneurs

Worldwide Acceptability

Transact seamlessly across millions of merchants worldwide

Airport Lounge Access

Enjoy complimentary access to airport lounges *

Travel Insurance Cover

Enjoy top travel benefits like insurance on business trips*

Kotak’s Commercial Credit Cards: Which One’s For You?

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Corporate Card

The Corporate Credit Card is ideal for mid-to-large companies, for seamless Travel and Entertainment (T&E) expenses. It is also perfect for businesses with frequent travel needs, making expense management simple and streamlined.

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Purchase Card

The Purchase Credit Card is like a central card for all your business related payments. You can use it for travel related payments, accounts payable,simplifying procurement and administrative tasks.

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Biz Card

The Biz Credit Card covers short-term capital needs and everyday business expenses for entrepreneurs and MSMEs. It’s made for the self-employed, offering flexibility and financial support for growth and operations.

Kotak Commercial Credit Cards For Business Upgrade

Here’s how our Commercial Credit Cards are a perfect fit for your business:

Centralised Payment Management

Centralised Payment Management

Streamline all your admin, marketing, and IT expenses with one card. Simplify your payments and stay organised with ease.

Flexible Credit Periods

Flexible Credit Periods

Enjoy up to 48 days interest-free credit. This flexibility helps you manage cash flow better and keep your business running smoothly.

Incentives and Rewards

Incentives and Rewards

Earn cash back on every purchase. Maximise savings and get rewarded with every transaction, making your spending more profitable.

Get Your Kotak Commercial Credit Card

Frequently Asked Questions

What is a Commercial Credit Card?

A Commercial Credit Card is a card tailored for businesses to handle expenses offering perks such as rewards, travel benefits and streamlined management.

What are Commercial Credit Card Benefits which you can a vail?

Commercial Credit Cards provide benefits such as interest-free credit periods, incentives on transactions, access to airport lounges, and improved cash flow management.

What expenses can be paid using a Commercial credit card?

Commercial Credit Cards can be used to cover expenses related to travel office supplies, vendor services, online marketing expenditures, IT and other business related outlays.

How are expense limits set on Commercial credit cards?

Corporates can write to service.corporatecards.com or contact their Relationship Manager to set the limits on their Commercial Credit Cards.