List of Business Loan Document Requirement in India

Documents Required for Business Loan

Be ready with following documents while applying for this loan

(Original for verification and self-attested copies for submission)

Mandatory Documents
Identity proof	PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card
Address Proof	Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no more than 3 months old)
Ownership proof	Agreement Copy / Electricity Bill / Maintenance Bill with share certificate / Municipal tax bill/Share certificate
Business continuity proof	Shop and Establishment certificate/Tax registrations-VAT/Service tax/GST registrations
Firm Constitution	MOA/Partner Ship Deed/GST Registration Certificate
As per Program
Financial	1.Latest two years financials.
	2.Latest Tax Audit Report.
Banking	Last six months bank statement (Business Accounts)
Tax Returns	GST 3B tax returns (wherever applicable)

** Terms & Conditions apply. Credit at sole discretion of Kotak Mahindra Bank Ltd and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.

How do I calculate my Business Loan EMIs?

To know how much EMI you would have to pay every month, try our easy-to-use business loan emi calculator. Simply enter the following details & Know your EMI:

Loan Amount
Desired Interest Rates (%)
Tenure in Years/Months

Why should you apply for Kotak Business Loans?

We at Kotak, have the required support ready for you with our Business Loan schemes. Get access to quality banking services and unlimited opportunities, some of which are:

Avail a loan from Rs. 3 lakh to Rs. 75 lakhs
Speedy approval of a loan
Smooth processing of a loan
Customised service to suit business needs
Minimal paperwork for availing a loan
Flexible options for repayment of a loan

To find out what more is in store for you, take a look at the features of our business loan.

Frequently Asked Questions

Can I get any benefit if I am an existing Kotak Bank current account or savings account customer?

Yes. We offer preferential interest rate, faster processing & doorstep service to existing bank customers while taking our business loan.

Pricing may vary depending upon the credit worthiness and other risk parameters of the borrower

What is the minimum turnover requirement for a Business Loan?

For availing Kotak’s business loan, the minimum turnover required is Rs.40 Lakhs.

Which entities can avail a business loan?

Our business loan is for Manufactures, Traders, Self-employed professionals, Restaurants, Hospitals, etc.

Is part payment allowed in a business loan?

No, part payment is not allowed for business loans.

What is the minimum and maximum loan limit offered for a business loan?

Kotak Business Loans range from Rs.3 lakhs to Rs.1 crore. We also offer loans against credit card receivables (FCCR) with a maximum loan amount of Rs.3 crore.