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Kotak Spendz
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
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For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Scan the QR Code on your mobile phone to start your Spendz journey
Keep track of your finances and transactions, no matter the amount!
Enjoy 1% cashback on your daily spends made through your Spendz Card! No cap on cashback and no minimum spends!
From UPI to card payments, Spendz supports it all!
Kotak Spendz is a prepaid offering for your small, daily expenses. It is specially designed to help track your day to day expenses separately, making it easier to manage budget and avoid overspending.
Here’s how you can manage your budget smartly with Spendz:
a. Add money in Spendz (Preferably your monthly expenses budget)
b. Make all your daily payments from Spendz via Spendz Card or UPI
c. Track your expenses easily in the Spendz statement
This way you can control your monthly expenses and avoid overspending.
The card is valid for a period of five years and the expiry date is mentioned on the face of the card.
Spendz can be opened by any existing Full KYC Kotak Savings Account or Full KYC Individual Current Account customer via the Kotak Mobile App.
You can open Spendz at ZERO cost via the Kotak Mobile App. Simply follow the below steps to get Spendz in just a few seconds:
a. Login to Kotak Mobile App
b. Tap on Spendz Prepaid under the Bank section
c. Agree to the T&C and tap on Apply Now
d. Enter your MPIN & you’re done!
