Everyday Account for Salaried Professionals

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Spend Everyday, Save Everyday

Say goodbye to Non Maintenance Charges

Lifetime Zero Balance Account, subject to regular salary credit (1)

Get a power-packed Debit Card

Enjoy exclusive offers and discounts on your Everyday Debit Card, every day of the week

Who doesn't love an incentive?

Surprise rewards^ on achieving transaction milestones during the month

Offers for your special days

Special offers^ on your birthday and completion of your anniversary with the Bank

Spend Everyday, Save Everyday with these amazing offers

Introducing the Everyday Rupay Debit Card

Debit Card

Benefits of the Everyday Rupay Debit Card

Free Everyday Rupay Debit Card
Higher Daily Limits for transaction within India and abroad: Rs. 3,00,000
Higher ATM Withdrawal Rs 1,00,000/-
Higher Insurance Cover (T&C Apply)
Higher Insurance Cover comes with Lost Card Liability: Rs. 3,50,000 | Purchase Protection Limit: Rs. 1,00,000 | Lost Baggage Insurance: Rs. 1,00,000 | Air Accident Insurance: Rs. 50,00,000 | Personal Accidental Death cover of up to Rs 15,00,000 (T&C Apply)
10 free ATM transactions at Kotak Bank ATMs and 7 free ATM transactions on other bank ATMs per month
Note: The above benefits & offers are subject to review and change from time to time.

Other benefits

Free online funds transfer using NEFT, RTGS and IMPS.
Up to 3 Family Savings account free for immediate family members which includes Parents, Spouse and Kids above 18 years
Free unlimited Payable At Par (Multi City) Cheque Book
Employee reimbursement account⁽⁷⁾
On-boarding offer of ₹250 welcome voucher on first salary credit ⁽⁸⁾
Earn FD like interest in your Salary Account with ActivMoney, click here to know more

Terms & Conditions

Family Savings Account with zero maintenance charges, subject to primary account holder crediting salary/pension. Family savings account will be opened with an initial payment cheque of Rs.10,000.
Bank account is offered by Kotak Mahindra Bank Ltd., whereas Demat and Online trading accounts are offered by Kotak Securities.
Reimbursement Account is offered as part of the Salary Account. Reimbursement Account shall be closed in case the Salary Account is closed or moved to any other scheme code.
On-boarding voucher will be issued based on salary credit within 3 month post account opening. Voucher details will be communicated through email in the subsequent month based on qualification. This will be issued once in a month. This offer is applicable only to New to Bank customers subject to a minimum net salary credit of Rs.25000.
In case salary is not credited for two consecutive months, you will be required to maintain AMB as per the product variant failing which applicable charges will be levied. For further details you may refer to GSFC on kotak.com
Please click here for ActivMoney terms and conditions.

^All rewards & offers are subject to a maximum capping of Rs.250.

Disclaimer - W.e.f. Jun 13, 2022, daily balances in Savings Account above Rs. 50 lakhs will earn 4% interest p.a. Daily balances in Savings Account up to Rs. 50 lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.

Please note, if your account is currently in dormant status, non-maintenance charges will not be applicable to the same. In order to activate your account, please visit your nearest Kotak Bank branch .

$Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges

Please click here for ActivMoney terms and conditions.

Terms and Conditions related to Voucher Benefit.

Everyday Account for
Salaried Professionals

Spend Everyday, Save Everyday

Say goodbye to Non Maintenance Charges

Get a power-packed Debit Card

Who doesn't love an incentive?

Offers for your special days

Spend Everyday, Save Everyday with these amazing offers

Introducing the Everyday Rupay Debit Card

Other benefits

Terms & Conditions

Ready to take the next step?

Related Articles

Everyday Account for Salaried Professionals

Spend Everyday, Save Everyday

Say goodbye to Non Maintenance Charges

Get a power-packed Debit Card

Who doesn't love an incentive?

Offers for your special days

Spend Everyday, Save Everyday with these amazing offers

Introducing the Everyday Rupay Debit Card

Everyday Rupay Debit Card

Other benefits

Terms & Conditions

Ready to take the next step?

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Everyday Account for
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