Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Lifetime Zero Balance Account, subject to regular salary credit (1)
Enjoy exclusive offers and discounts on your Everyday Debit Card, every day of the week
Surprise rewards^ on achieving transaction milestones during the month
Special offers^ on your birthday and completion of your anniversary with the Bank
Benefits of the Everyday Debit Card
^All rewards & offers are subject to a maximum capping of Rs.250.
1. Effective Oct 17,2024, daily balances in Savings Account up to Rs. 5 lakhs will earn 3% interest p.a. Daily balances above Rs. 5 lakhs & up to Rs. 50 lakhs; and above Rs. 50 lakhs will continue to earn 3.50% and 4% interest p.a. respectively. These interest rates are applicable for Resident Accounts only.
2. Please note, if your account is currently in dormant status, non-maintenance charges will not be applicable to the same. In order to activate your account, please visit your nearest Kotak Bank branch .
3. $Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges
4. Please click here for ActivMoney terms and conditions.
5. Taj Epicure Membership and Shopping Voucher benefits are applicable only to New to Bank customers subject to fulfilling both the criteria of salary credit and Debit card activation on Point of Sale or E-Commerce within 3 months of account opening. Voucher Details will be communicated through email. This will be issued once in a month.
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