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Everyday Account for Salaried Professionals

Resident accounts only: The product will be open only for Resident Indians (PAN India) in all geographies
Age: The product is for only people of 18 years and above
Type of Account: This product is offered to employees drawing net take home salary of below Rs 50,000. Please check if your corporate is empanelled with us for Salary Program.

Disclaimer

1. Effective Oct 17,2024, daily balances in Savings Account up to Rs. 5 lakhs will earn 3% interest p.a. Daily balances above Rs. 5 lakhs & up to Rs. 50 lakhs; and above Rs. 50 lakhs will continue to earn 3.50% and 4% interest p.a. respectively. These interest rates are applicable for Resident Accounts only.

2. Please note, if your account is currently in dormant status, non-maintenance charges will not be applicable to the same. In order to activate your account, please visit your nearest Kotak Bank branch .

3. $Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges

4. Please click here for ActivMoney terms and conditions.

5. Taj Epicure Membership and Shopping Voucher benefits are applicable only to New to Bank customers subject to fulfilling both the criteria of salary credit and Debit card activation on Point of Sale or E-Commerce within 3 months of account opening. Voucher Details will be communicated through email. This will be issued once in a month.

Terms and Conditions related to Voucher Benefit.