FY-2025
Basel III is a regulatory framework on bank capital adequacy, market liquidity risk and stress testing. It is based upon three main pillars: minimum regulatory capital requirements, supervisory review process and market discipline
Liquidity Coverage Ratio (LCR) is aimed at measuring and promoting short term resilience of banks to potential liquidity disruptions by ensuring maintenance of sufficient unencumbered high-quality liquid assets (HQLAs) to meet liquidity needs over for 30 days under liquidity stress scenario
Net Stable Funding Ratio (NSFR) promotes Bank’s resilience over a longer-term time horizon to maintain a stable funding profile in relation to the composition of the assets and off-balance sheet activities.