Loans - Apply for Bank Loans Online at Competitive Interest Rates

Loans - Apply for Bank Loans Online at Competitive Interest Rates

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Get Your Loan at low rates

Why Us?

Convenient payment options

Suits the need of every individual

Attractive interest rates

Simplified documentation

No hidden cost

Type of Loans

See our full range of loan products and explore based on your requirement

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Loan Branches

Locate Kotak’s loan branches near you
Please visit the loan service branches if you have any questions about payments or services for your current loan

Personal Loan

Avail instant personal loan in India from Rs. 50,000 to Rs. 35,00,000
Attractive interest rates

Apply Now

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Home Loan

Zero Processing Fees: Save on processing fees on your online application for home loan
Doorstep Service: No more running around to get your home loan processed
Simplified Documentation: Let home loan documentation not give you any more headaches

Apply Now

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Education Loan

Quick approval
Minimal documentation

Apply Now

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Car Loan

Finance options for wide range of cars
Attractive interest rates
Tailor-made finance schemes

Apply Now

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Gold Loan

Instant loan
Utmost safety of your gold
Minimal documentation

Apply Now

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PayDay Loan

Loans from Rs.3,000/- upto Rs. 1.5 lac
Attractive interest rates
Instant online Disbursal to your Kotak Bank account

Check Eligibility

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Loan Against Security (Kotak Stock Ace)

Competitive interest rates for the Stock Ace accounts
Instant liquidity
Interest for Overdraft facility is charged only on utilized funds

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Smart EMI

Loans up to ₹ 15 lakhs
Choose your own repayment tenures

Check Store

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Home Loan Balance Transfer

Home loan to pay off existing home loan(s)
Future payments to be made to Kotak Mahindra Bank
Transfer existing home loan at interest rates that are lower than the original loan

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Home Improvement Loan

Funds for renovating and furnishing home
Maximum term is 15 years subject to your retirement age

Apply Now

Add account for comparison

Add account for comparison

Add account for comparison