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Necessary Documents Required for a Personal Loan
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The key documents required for availing a personal loan from Kotak Mahindra Bank are as follows -
Personal loan documents for a salaried person includes the last 3 months’ salary slips along with KYC documents and Bank statements.
A pre-approved Personal Loan is an Instant Loan facility offered to existing customers of Kotak Mahindra Bank. This does not require any collateral/ documents.
If a customer has a good credit history, he/she becomes eligible for pre-approved personal loan. This has a quick processing time and the loan gets disbursed instantly in the customer Bank account.
No, the documents are required when applying for the personal loan. No post-sanction or pre-disbursement documentation is needed before availing the personal loan.
You would have to submit self-attested copies of all the KYC documents when availing of a personal loan along with the personal loan processing fees. The original documents might be required by the Bank to verify the copies that you have submitted.
A: Eligibility criteria include being between 21 and 60 years, having a minimum monthly income of Rs 25,000 (Delhi and Mumbai) or Rs 20,000 (other parts of the country), and a CIBIL score of 750 or above.
Yes, individuals with a Rs. 15,000 salary can easily avail of small cash loans ranging from Rs. 50,000 to Rs. 5,00,000. The actual loan amount will depend on the lender.
No documentation is needed for a Pre-Approved Personal Loan from Kotak Mahindra Bank. You can check your eligibility via Net Banking, Kotak Mobile Banking App, or at your nearest branch. After reviewing your loan offer, including the amount and interest rates, accept it for instant disbursement to your Savings Account.
No documents are required for a PayDay loan from Kotak Mahindra Bank. These loans are available to select customers based on criteria such as a strong credit score, a positive relationship with the Bank, maintaining a minimum monthly balance, a good monthly income, and a history of timely payments.
If salary slips are unavailable, you can submit your Bank statements reflecting regular salary deposits for the last three months, along with your Income Tax Returns as supplementary proof of income.
Acceptable forms of identity proof for a Personal Loan application with Kotak Mahindra Bank include a PAN Card, Aadhaar Card, Passport, Voter ID, and Driving License. Ensure the documents submitted are valid and not expired.
You can provide documents such as your Aadhaar card, Voter ID, Driving License, Passport, recent utility bills, or a registered rent agreement as proof of residential address.
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