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A mutual fund calculator is an online tool offered by Kotak Mahindra Bank used to estimate the potential growth of an investment in a mutual fund over a certain period of time.
Find opportunities for growing your wealth by exploring our selection list of top-performing mutual funds!
EXPLORE NOWA Mutual Fund or an MF calculator is an online tool that simplifies financial planning. By inputting investment details, investors receive approximate return estimates, aiding in strategic decision-making. Knowing the maturity amount in advance facilitates informed financial planning, aligning investments with specific goals. This tool helps investors to make smarter investment choices and enhances their ability to meet long-term financial objectives.
Input Parameters for the Calculator
Calculation Process and Methodology
Lumpsum Investment:
M=P×(1+R)^n
M: Maturity amount
P: Principal amount
R: Estimated rate of return
n: Holding period (in years)
SIP Investment:
M=A×[ {(1+i)^n - 1}/ i ]
M: Maturity amount
A: SIP contribution per period
i: Rate of return
n: Holding period (in months)
Using a Mutual Fund calculator offers several advantages to help investors make informed decisions. Here are the key benefits highlighted below:
Utilising a Mutual Fund (MF) calculator is a straightforward process that involves specific steps for both lump sum and Systematic Investment Plan (SIP) modes of investment. Here's a guide on how to effectively use a Mutual Fund Calculator:
For SIP Mode of Investment:
Step 1: Enter the Monthly Investment or SIP Amount
Input the monthly SIP amount you plan to invest.
Step 2: Enter the time period
Enter the time period for which you intend to continue the SIP investment.
Step 3: Select the Expected Rate of Return
Specify the expected rate of return for your SIP investment.
For Lumpsum Mode of Investment:
Step 1: Enter the Lumpsum Investment
Input the Lumpsum amount you plan to invest.
Step 2: Enter the time period
Enter the duration for which you intend to continue the Lumpsum investment.
Step 3: Enter the Expected Rate of Return
Specify the expected rate of return for your Lumpsum investment.
The calculator will give you the potential amount you can accumulate by following these steps. Investors can effectively use the Mutual Fund Calculator to plan and assess their investments, whether in a lump sum or through a systematic and disciplined approach via SIP.
Here are the formulas for calculating mutual fund returns in plain text format:
Lumpsum Investment:
M = P * (1 + R)^n
Where:
M is the maturity amount.
P is the principal amount (initial investment).
R is the estimated rate of return per compounding period.
n is the number of compounding periods (holding period in years).
| Input Parameters | Values |
|---|---|
| LumpSum investment | 10,000 |
| Time period | 5 |
| Rate of return | 12 |
| Estimated returns | 7,623 |
| Amount Invested | 10,000 |
| Resultant Invested | 17,623 |
SIP (Systematic Investment Plan) Investment:
M = A * [(1 + i)^n - 1] / i
Where:
M is the maturity amount.
A is the SIP contribution per period.
i is the rate of return per compounding period.
n is the total number of SIP periods (holding period in months).
| Input Parameters | Values |
|---|---|
| Monthly investment | 10,000 |
| Time period | 5 |
| Rate of return | 12 |
| Estimated returns | 211,036 |
| Amount Invested | 600,000 |
| Resultant Invested | ₹ 811,036 |
A Mutual Fund Calculator serves as a pivotal tool in investment decision-making. Investors swiftly gain insights into potential outcomes by inputting factors such as initial investment, duration, and expected returns. The calculator's instant results provide accurate projections, aiding in informed choices between lump sum and SIP investments.
This empowers investors to align their strategies with financial goals, compare scenarios, and make well-calculated decisions. The transparency and ease offered by the calculator significantly contribute to enhancing overall investment confidence and strategy formulation.
The price per mutual fund unit is determined by dividing the fund's net value by the total number of outstanding shares.
India has over 2,500 mutual fund schemes offered by 44 AMFI-registered fund houses, providing diverse investment options.
A Mutual Funds Calculator is versatile and can be used for various mutual funds, including SIPs and lump sums.
A mutual fund calculator is a helpful tool for your investment. It helps in predicting investment growth based on your input.
20k SIP for 5 years is a monthly investment plan of Rs. 20,000, done consistently for five years.
Investing Rs. 5,000 monthly via SIP for 5 years builds a disciplined savings habit with growth potential.
To calculate mutual fund return, subtract initial investment from current value, then divide by initial investment and multiply by 100.
Yes, mutual funds can experience negative returns due to market fluctuations, economic downturns, or poor fund performance.
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