Kotak Business Loans are available from Rs. 3 lakhs to Rs. 75 Lakhs. Minimal paperwork and speedy approvals are designed to speed up the entire process, which helps us making your banking experience fruitful. The loan is provided as a bullet disbursement to the client which help in the business growth and expansion. The loan is usually paid back in equated monthly instalments ( EMI ) and the amount payable per EMI usually depends on the tenure of the loan, the interest rate, the amount of the loan etc.