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Please Note that change of repayment mode is subject to a credit appraisal. if approved by bank’s internal credit, charges of Rs.500 + GST would be applicable to process this request,
You would also need to resubmit revised CTS-Post Dated Cheques and signed NACH / SI mandate form as per your applicable SI/NACH mode of payment
In case you are swapping to a SI mode the swap charges will not be applicable
To submit the request, you can walk into your nearest Kotak Retail Asset Branch from Monday to Friday between 10 am to 5 pm along with your last 3 months Bank statement of new bank account, request letter & valid signature Identity self-attested proofs.
Turn Around Time (TAT) for Swapping of EMI Date is 4 working Days after all documents are completely and correctly submitted
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