How to activate Kotak Credit Card online?

Gone are the days of travelling to branches to activate credit cards.Instead, Kotak credit card activation online is possible through the bank’s net banking services or by creating an account in the mobile app. Follow a few quick and straightforward steps to activate your credit cards while sitting on your couch.

Are there any activation fees for credit cards?

Kotak Mahindra Bank does not levy any additional fee for the activation of your credit card.However, if someone has suggested otherwise, you can visit your nearest Kotak Mahindra Branch or contact customer service for detailed information on fees and charges for Kotak Card activation.

How to activate a new credit card?

To activate a Kotak Credit Card, you can opt for online or offline methods.Now, Kotak Credit Card activation is made easy with net banking services or through the mobile app. However, the bank offers offline options like customer care, Missed call service, SMS, WhatsApp, and IVR for those uncomfortable with online procedures.

Do I need to activate my credit card immediately after receiving it?

Credit card activation requires OTP.Kotak Mahindra Bank Credit Card activation is mandatory within 30 days of issuing the card. After 30 days, you will have a grace period ( 7days) as informed by the BankAfter the grace period, Kotak Mahindra Bank will close the credit card, provided you don't activate it within the grace period.

What information do I need to provide during the activation process?

To activate a Kotak Credit Card, you have to provide certain information like Your name, Card number and OTP.If you wish to activate your card Via ATM, you have to carry your credit card and PIN received at your registered postal address. There, you can create your new PIN and activate your card.

How long does it take to activate a credit card?

Kotak Mahindra Bank Credit Card activation is an instant process when you do it online.All you have to do is to enter your mobile or net banking account and complete the process in a few minutes. However, if you are not in favour of that or do not know how to do that, you can go ahead and do it offline from the nearest Kotak Mahindra Bank ATM.

What happens if I don't activate my credit card?

If you don’t activate a Kotak Credit Card within the specified time period, i.e., 30 days plus 7 days grace period, Kotak Mahindra Bank will close the credit card.After that, even if you try, the card will not be valid for activation, and you will have to apply for a new credit card, which could entail additional charges.

How to check if a credit card is active?

If you are wondering how to check if a credit card is active, the quickest way is to try using it.If your card is declined, that means your card is no longer active. You can also call the customer care number of Kotak - 1860 266 2666 from your registered mobile number for more information.

What should I do if my credit card activation is not successful?

If your Kotak Mahindra Bank Credit Card activation process is unsuccessful, reach out to the customer care number, 1860 266 2666, from your registered mobile number.

Is there a deadline for credit card activation after receiving the card?

Yes. According to the RBI, after receiving the credit card, the activation process (via OTP) should be completed within 30 days.In case you missed the 30-day deadline, you can do Kotak Mahindra Bank credit card activation within the next 7 days (grace period). After 37 days, your card will be deactivated. The card can be reinstated by logging into the card control page in the app.

Credit Card Activation - Activate Your Kotak Credit Card Online & Offline

Home

Services

Products

Help

Get App

Credit cards are one of the most practical and convenient financial tools in the modern era. Kotak Mahindra Bank, for its customers dispatches credit cards. A Kotak Credit Card activation is as easy as 1-2-3 and can be done in a number of ways.

To activate a Kotak Credit Card, you can visit your nearest Kotak Mahindra ATM with the credit card and generate the pin yourself. Likewise, you can also activate it using the bank's net banking or mobile app facilities. In addition, it can also be executed via Kotak's IVR service.

Apart from credit card activation, you can also log in to the bank's official website to reset your credit card's PIN and learn about their different services.

Different Modes Of Activation

How to Activate a Credit Card Online?

Did you know that Kotak credit card activation online is possible in the comfort of your home? Kotak Mahindra Bank offers many options for their tech-savvy customers to activate their credit cards. You can activate it through the bank's net banking services or create an account in their mobile app. Choose your platform, follow the instructions provided there, and your credit card will be ready for use in a few seconds.

Steps To Activate Credit Card Via Net Banking

● Visit the official website of Kotak Mahindra Bank.
● Fill in your credentials.
● Sign up to your net banking account.
● Enter your credit card number and fill up other fields.
● Confirm the details you have entered.
● Hit ‘Submit’.
● You will get an OTP on your registered mobile number.
● Enter the OTP and follow the steps mentioned after that.

Steps to Activate Credit Card Via Mobile App

● Download the Kotak Mahindra Bank app (available for Android and IOS).
● Create your account.
● Navigate to the ‘Credit Card’ Section.
● Enter your credit card number.
● Fill up other fields.
● Confirm the details you have entered and hit ‘Submit’.
● Enter the OTP received in your registered mobile number.
● Activate your card by following the steps mentioned after that.

How to Activate Kotak Credit Card Offline?

Wondering how can I activate my credit card offline? No worries. Kotak Mahindra Bank has a lot of offline options for credit card activation. If you are not well-versed in the digital world, you can activate your Kotak credit card via customer care, SMS, WhatsApp and more. So, select the most convenient option for yourself and easily activate your credit card.

Activate Card Customer Care Service

Visit your nearest branch of Kotak Mahindra Bank.
The bank representatives will guide you through the process.

Activate Card Via SMS

Send an SMS to 9971056767 or 5676788 from your registered mobile number. Remember, charges are applicable.

After the SMS is sent, you will get an instant response about your credit card activation status.

Activate via missed call

You can keep your card active by just giving a missed call to 7669010000 from your registered mobile number.
This number is mentioned in the welcome kit.
Your consent will be captured by Kotak bank to keep your card active even after 30 days.

Activate Card through Atm

Insert your card into the ATM slot.

Input the PIN initially received.
You will be redirected to the ‘Create New PIN’ Page.
Simply follow the instructions to create your new PIN and activate your card.

Activate card through WhatsApp

Give a missed call on 9718566655. Make sure to use your registered Cell phone number.
Add ‘022 6600 6022’ to your contact list.
Go to WhatsApp, open the Kotak chat and send ‘Help’ to view the list of services.
Type the number designated for the service.
Enter the OTP on WhatsApp sent to your registered mobile number.
Activate your card by following the steps after that.

Activate Card through KEYA

Activate your credit card through Kotak Mahindra Bank’s Chatbot- KEYA.
You can have access to KEYA on the Kotak Mahindra bank’s official website, net banking or mobile banking app.

Activate Card through IVR

Call 1860 266 2666 from your registered mobile number.
Keep your credit card PIN handy for hassle-free activation.

You may refer below table for steps of generating PIN.This is already used as reference for welcoming calling script.

Steps through Mobile Banking	Steps for Net Banking	Steps through Kotak Website (Online Mode)	Steps through WhatsApp Banking
In Credit Cards tab, Select Service Request	Login to Net Banking	Visit www.kotak.com	Enter Kotak WhatsApp banking on Google Chrome and click on "Click here to get started"
Generate PIN	Click on Credit Cards	Click on “Explore Products” ˃ CARDS ˃ Generate Pin for all cards	Start the conversation with Hi/Start
Enter card no. & details	Select Generate Card PIN	Enter the card details and Submit the request	On receiving the automatic reply, select main menu and select the card
Submit request and confirm	Enter Details & confirm	After which you will receive an OTP on your reg. mobile no with help of it you can change the pin.	Select Generate\Reset PIN and click on the highlighted link
			Enter 6 digit PIN (Numeric form)
			Click on confirm