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Jifi Platinum Debit Card
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For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
It's Platinum, it's yours! Jifi Debit Card comes with a host of premium benefits catered to your taste. A chip based debit card that offers added security at PoS terminals and gives you a higher withdrawal limit at ATMs.
Access at all merchant establishments and ATMs that accept VISA cards in India and abroad
Complimentary Insurance cover
Offers and discounts at Merchant Outlets in categories such as lifestyle, fine dining, travel, health and fitness.
In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:
The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction
A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by:
All Chip Kotak Debit Cards are by default enabled for international use.
*If a customer is using Magnetic Strip (Non Chip) Kotak Debit Card for international transactions, then as a process, the customer is issued a chip kotak debit card in lieu of the magnetic strip kotak debit card (as per eligibility).
Charges for using Kotak Debit Cards at other bank ATMs can be found in the below link:
Call our 24-hour Customer Contact Centre at 1860 266 2666 to modify the limits up to the default limits. To increase limits more than the default limits, visit your nearest Kotak Mahindra bank branch.
The following transaction charges are applicable when you use the Kotak Debit Card at:
