Apply for RuPay India Debit Card by Kotak Mahindra Bank

Q: What is the eligibility criterion to avail Personal Accident Insurance cover on my Kotak RuPay Platinum Debit Card?

Eligibility criteria: The claim under Personal Accident Insurance shall be payable only if the Kotak Rupay Platinum Debit card holder has carried out at least one transaction i.e. at a Merchant Establishment/ATM /ecommerce /Micro ATM/Business Correspondent of the bank at locations, within 90 days for RuPay Classic card prior to the date of accident including accident date. The Personal Accident Insurance (Death and Permanent Total Disability) would be an Open policy for any kind of accident leading to death or disability.

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RuPay India Debit Card

The Kotak RuPay India Debit Card, with its high withdrawal and purchase limits, is the perfect Card for a Non-Resident Indian who travels often across India.

Personal Accident Insurance of Rs. 2 lakh that covers accidental death and total permanent disability.

Daily Purchase Limit- Rs. 2,00,000/- & ATM Withdrawal- Rs. 40,000/- within India

Complimentary Insurance Cover; Lost Card Liability- Rs. 1,50,000/-, Purchase Protection Limit- Rs. 50,000/-

Get an SMS and Email alert on your registered mobile phone and Email ID

RuPay merchant establishments and ATMs across India

Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness

Disclaimer

In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:

Domestic Online payments: Click here for Debit Cards issued from 1st Oct’20 – 6th Jan’21 and for cards issued from 7th Jan’21, click here
International usage, Contactless payments & Tokenization click here

Frequently Asked Questions

What is the eligibility criterion to avail Personal Accident Insurance cover on my Kotak RuPay Platinum Debit Card?

Eligibility criteria:

The claim under Personal Accident Insurance shall be payable only if the Kotak Rupay Platinum Debit card holder has carried out at least one transaction i.e. at a Merchant Establishment/ATM /ecommerce /Micro ATM/Business Correspondent of the bank at locations, within 90 days for RuPay Classic card prior to the date of accident including accident date. The Personal Accident Insurance (Death and Permanent Total Disability) would be an Open policy for any kind of accident leading to death or disability.

If the incident occurs in a timeline of 0-90 days of issuance of the Kotak RuPay Platinum Debit Card, thereby not giving a window of the 90 days qualifying criteria for doing a transaction in order to be eligible for the insurance benefit, is the Cover still valid?

Yes, as an exception in such cases the cover is still valid and claim can be intimated

What is an accident?

Accident or Accidental means a sudden, unforeseen and involuntary event caused by external and visible means.

What are the benefits payables under this policy?

Now you can protect yourself with Personal Accident Insurance against accidental injuries. The policy provides the benefits to you, for Accidental Death and Permanent Disability.

Does the personal accident policy cover natural Death or death due to some illness/disease?

No. Personal accident policy covers Death occurring due to accidents or accidental injuries.

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RuPay India Debit Card

RuPay India Debit Card

Disclaimer

Eligibility Criteria

Have specific doubts? Get it cleared by talking to our Branch Executive

Frequently Asked Questions

What is the eligibility criterion to avail Personal Accident Insurance cover on my Kotak RuPay Platinum Debit Card?

If the incident occurs in a timeline of 0-90 days of issuance of the Kotak RuPay Platinum Debit Card, thereby not giving a window of the 90 days qualifying criteria for doing a transaction in order to be eligible for the insurance benefit, is the Cover still valid?

What is an accident?

What are the benefits payables under this policy?

Does the personal accident policy cover natural Death or death due to some illness/disease?

RuPay India Debit Card

RuPay India Debit Card

Disclaimer

Eligibility Criteria

Have specific doubts? Get it cleared by talking to our Branch Executive

Frequently Asked Questions

What is the eligibility criterion to avail Personal Accident Insurance cover on my Kotak RuPay Platinum Debit Card?

If the incident occurs in a timeline of 0-90 days of issuance of the Kotak RuPay Platinum Debit Card, thereby not giving a window of the 90 days qualifying criteria for doing a transaction in order to be eligible for the insurance benefit, is the Cover still valid?

What is an accident?

What are the benefits payables under this policy?

Does the personal accident policy cover natural Death or death due to some illness/disease?

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