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With its robust IT and manufacturing sectors, Pune has emerged as a hub for commerce in the country. Moreover, the picture perfect city’s landscape is also home to prestigious educational establishments that have attracted students nationwide. The vibrant city's tranquillity and abundant greenery further enhance the appeal of residential properties.
To help you buy a new home without burdening your budget, Kotak Mahindra Bank offers minimal documentation with affordable interest rates, flexible repayment terms, quicker processing, and faster disbursal in Pune.
Move closer to your dream home and avail Kotak Mahindra Bank’s best Home Loan rates in Pune. Here are some more features and benefits of a housing loan you can take advantage of:
Looking to buy a home in Pune with the lowest home loan interest rates in Pune? Kotak Mahindra Bank offers an irresistible Home Loan interest rate.
| Customer Type | Effective Rate Of Interest |
|---|---|
Floating Category (Repo Rate: 6.50%) |
|
For Salaried |
8.70% onwards |
For Self-employed |
8.75% onwards |
*Get in touch with us to explore the wide range of cheapest Home Loans in Pune tailored to your needs.
Discover your home loan eligibility in just a few moments using our convenient eligibility calculator. The basic criteria for a Home Loan finance company depends on internal assessment of an application: salaried individual or self-employed with a CIBIL score,+, monthly Income, credit history, fixed monthly financial obligations etc.
| Criteria | Self-employed Applicants | Salaried Applicants |
|---|---|---|
| Age | Applicants should be between 18-65 years old |
Applicants should be between 18 and 60 years old |
| Citizenship | Indian |
Indian |
| Income | Minimum Income of Rs 20,000 per month for residents of Delhi, Mumbai, Bangalore, Pune, and Chennai. Minimum Income of Rs. 15,000 per month for the residents of other cities. |
Minimum Income of Rs 20,000 per month for Delhi, Mumbai, Bangalore, Pune, and Chennai residents.
Minimum Income of Rs 15,000 per month for the residents of other cities. |
| Work Experience/ Continuity | A minimum 3 years in business, practice or profession. |
2 years of work experience and at least 6 months in the current organisation. |
For a home loan in Pune, you need to provide various documents related to the property, finances, occupancy, identity, and address. These documents include
*In certain cases, additional documents may be required.
Applying for a Home Loan service in Pune has never easier. You just have to visit the Home Loan section on the Kotak Mahindra Bank website and follow a simple process.
After submitting the basic details, our Home Loan Specialist will reach out to begin processing your application
