Business Credit Card - Get Interest-Free Funds Up to 48 Days

Home

Services

Products

Help

Get App

Apply Now

Features and Benefits of Kotak Business Credit Card

Emergency cash assistance
Kotak Business Credit Cards can come to your rescue in case of emergency business expenses.
Expense management tool
Your business can track vendor-wise expenditures using the card as an expense management tool. Additionally, reports on these overheads can help enterprises to strategize and plan for the future.

It is also possible to review employee-by-employee spending.
Exclusive rewards
Get rewards on expenses made via the Kotak Business Credit Card. You can then redeem such reward points towards air miles, meals, etc. Other bonuses include airport lounge access, surcharge fees waiver.
Interest-free funds
Get the benefit of utilizing the funds interest-free for up to 48 days. This feature works like an overdraft facility on credit cards.

Privileges on Kotak Business Credit Card

Live your life king-size and bank with utmost privilege.

With Kotak’s business credit card, get the following perks:

Introductory benefits
You can earn bonus points upon payment of joining fees. Within 20 days, you will receive the reward points into your account. With these credits, you can choose the reward of your choice.
Surcharge waiver
With Kotak's business credit card, you can now waive your surcharges on railway and fuel subject to the limits specified.
Higher rewards
With every rupee you spend, you earn reward points that you can redeem towards air miles, lounge access, and more.
Easy redemption
You can quickly redeem your credit card reward points by dialing the customer desk. Reward points are available for redemption on a quarterly basis.

Privileges on Kotak Business Credit Card

Live your life king-size and bank with utmost privilege.

With Kotak’s business credit card, get the following perks:

Introductory benefits

You can earn bonus points upon payment of joining fees. Within 20 days, you will receive the reward points into your account. With these credits, you can choose the reward of your choice.

Surcharge waiver

With Kotak's business credit card, you can now waive your surcharges on railway and fuel subject to the limits specified.

Higher rewards

With every rupee you spend, you earn reward points that you can redeem towards air miles, lounge access, and more.

Easy redemption

You can quickly redeem your credit card reward points by dialing the customer desk. Reward points are available for redemption on a quarterly basis.

Eligibility and Documents Required for Kotak Business Credit Card

The applicant looking for a credit card online should fulfill the below-mentioned criteria:

The applicant should be between the age of 21 and 65.
The applicant should be a resident of India.
The applicant must be running a business, irrespective of the size.

Documents required for application:

Proof of address: Passport, driver's license, voter ID, job card, etc.
Proof of identity: A bank statement, a driving license, a ration card, a utility bill, etc.
Profit and loss A/c with audited financial statements.
Business registration certificate.
Latest income tax returns.
Passport size photo.

How to Apply for Kotak Business Credit Card?

You can apply for Kotak’s Business Credit Card in just a few simple steps:

1. Navigate to the credit card services section and click Apply.

2. For existing customers, add your customer reference number, mobile number, or email address. Select the credit card you are looking for.

3. For new customers, select the purpose for the credit card and your monthly income.

4. Post which, you can select from the range of options available.

5. Once selected, you can input your basic personal information and attach necessary documents, et voila, you're done.

Why should you choose Kotak Business Credit Card?

Kotak understands the needs of its customers and therefore provides a variety of credit cards to meet those needs. Here’s why you should choose Kotak Business Credit Card: