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  • NRI Services
  • Investors


Credit Cards

Enter the cashless and rewarding world of Credit Cards with Kotak Bank! Whether you’re shopping, traveling, or enjoying a movie, our cards come loaded with power-packed features that make cashless payments seamless, convenient, and more rewarding than ever before. Get discounts and deals with top brands like Myntra, Indigo, PVR, and IndianOil. What’s more, you can earn and redeem points when you spend on your card, letting you reap the rewards of cashback with every swipe. Apply online now for an instant credit card approval through our secure portal. Choose from a variety of instant credit cards tailored to your needs and simplify bill payments, all in one go.

Get an instant Credit Card in just 3 easy steps!

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Step 1: Select Your Ideal Credit Card

Choose a Credit Card based on your interests, such as Movies, Travel, Shopping, and more

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Step 2: Share Your Basic Information

Simply share your basic details like your Name, Phone Number, PAN, and Aadhar

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Step 3: Complete VKYC and Receive Your Virtual Card

Finish the VKYC process, receive your virtual card, and start exploring irresistible offers on your new Credit Card

Credit Cards that everyone is talking about

Credit Card offers you don’t want to miss!

Credit Card Offers

Credit cards in India have become a need for every individual as they come with many attractive offers and help you save significant amounts of money. The different types of credit cards allow customers to choose that best fits their needs and budget. The instant approval credit cards offered by Kotak Mahindra Bank can be obtained through an online application. With the different types of credit cards in India, credit card users can enjoy benefits such as gift vouchers, cashback, travel insurance, free air miles, discounts, one-on-one deals, reward points, and much more. To get a credit card, apply online and save your money. Kotak Mahindra bank's credit card offers are the best on different types of credit cards in India. An instant credit card will allow you to redeem all these offers from the comfort of your home.

All about Credit Cards

Types of Credit Cards in India Offered by Kotak Mahindra Bank

Movie Credit Card: Elevate your cinema experience with exclusive discounts and rewards. Unlock a reel of entertainment with Kotak Movie Credit Card.

Rewards Credit Card: With Kotak Mahindra Bank Reward Credit Card, you get exciting rewards for every usage. These rewards may be in the form of points, miles, or cash back. You can use them further for discounts on travel or other purchases.

Fuel Credit Card: Enjoy worry-free drives with the Kotak Fuel Credit Card.  , and experience seamless transactions every time you refuel.

Business Credit Card: Propel your business forward with Kotak Mahindra's Business Credit Card. Tailored perks and financial tools to fuel your entrepreneurial journey.

Corporate Credit Card: Effortlessly manage corporate expenses with the Kotak Corporate Credit Card. Simplify transactions and relish exclusive privileges tailored for your business.

Key features and benefits of Kotak bank Credit Card

Eligibility and Documents Required for New Credit Card

Check Credit Card Eligibility with Kotak Bank

Credit Card Interest Rates & Charges

How to Apply for Kotak Credit Card Online

Things to Know Before Applying for a Credit Card

Ready to take the next step?

Frequently Asked Questions

 

What is a Credit Card?

A credit card is a transactional card that enables the holder to make purchases of goods and services or withdraw advance cash on credit. 

Banks and financial institutions issue it to bring the convenience of payment. Credit cards act as a microloan tool where the individual makes purchases under the condition of paying off the same within a specific time period. There are no interest payouts if the due amount is paid within a specific time (interest-free period). The issuer pre-sets a custom borrowing limit, determining the maximum amount of credit a user can spend from a credit card. Credit cards allow users to save big through discounts and deals, making them popular.

Why is a Credit Card Important?

How to Apply for a Credit Card?

Why Should you apply for a Kotak Bank Credit Card?

Am I eligible for a Credit Card?

What are the steps to apply for a Credit Card?

How is my credit card limit decided?

What is an add-on credit card, and how can I avail of it?

How do you choose a credit card for first-time users?

How should I pay my credit card bills?

What should you do in the case of theft or loss of your credit card?

How long does it take to apply for and receive a credit card?

How do I redeem my Kotak credit card rewards?

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