Benefits for Individual

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For the professional who is always looking for wealth benefits within a salary account, the Kotak Ace Salary Account is the one for you.

Zero balance salary account subject to monthly salary credits*

Earn FD like interest in your Salary Account with ActivMoney, click here to know more

Transfer funds online using NEFT, RTGS and IMPS for free

Avail up to 3 Non-Maintenance Charge waived Family Savings Account^

Platinum Debit Card with Rs. 1,00,000 ATM Withdrawal and Rs. 3,00,000 Shopping limit per day

Other Benefits

Kotak ATM & Other Bank ATM – 30 Free transactions in a month post which charges will be levied
Complimentary Insurance Benefits on Platinum Debit Card
- Personal Accidental Death cover of up to Rs 15,00,000 (T&C Apply) Click here for Terms and Conditions
- Lost card liability Insurance of up to Rs. 3,50,000
- Air Accident Insurance of up to Rs. 50,00,000
- Purchase Protection Limit (Fire): Rs. 1,00,000
  Purchase Protection Limit (Burglary): Rs. 1,00,000
- Lost Baggage Insurance of up to Rs. 1,00,000
Net Banking and Mobile Banking for convenient online banking
Employee reimbursement account

Note: The above benefits & offers are subject to review and change from time to time.

Disclaimers

1. Effective Oct 17,2024, daily balances in Savings Account up to Rs. 5 lakhs will earn 3% interest p.a. Daily balances above Rs. 5 lakhs & up to Rs. 50 lakhs; and above Rs. 50 lakhs will continue to earn 3.50% and 4% interest p.a. respectively. These interest rates are applicable for Resident Accounts only.

2. ^Family Savings Account with zero maintenance charges will be opened with an initial payment cheque of Rs 10,000 for immediate family members which includes Parents, Spouse and Kids above 18 years

3. +Reimbursement Account is offered as part of the Salary Account. Reimbursement Account shall be closed in case the Salary Account is closed or moved to any other scheme code.

4. In case salary is not credited for two consecutive months, you will be required to maintain AMB as per the product variant failing which applicable charges will be levied. For further details you may refer to GSFC on kotak.com

5. @Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges

Please click here for ActivMoney terms and conditions.

Disclaimer

2. Please note, if your account is currently in dormant status, non-maintenance charges will not be applicable to the same. In order to activate your account, please visit your nearest Kotak Bank branch .

3. $Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges

4. Please click here for ActivMoney terms and conditions.

5. Taj Epicure Membership and Shopping Voucher benefits are applicable only to New to Bank customers subject to fulfilling both the criteria of salary credit and Debit card activation on Point of Sale or E-Commerce within 3 months of account opening. Voucher Details will be communicated through email. This will be issued once in a month.

Terms and Conditions related to Voucher Benefit.