Fees & Charges

A Corporate Credit Card is issued to employees for business expenses, offering convenience and control over finances. Companies can choose corporate liability, where the business is responsible for payment, or joint and several liability, where both the company and employee share the responsibility. With enhanced transparency and spending control, companies can monitor expenses, reduce fraud, and set adjustable limits for different employees. Additionally, rewards like airport lounge access, dining discounts, and other benefits provide added value, making it a versatile tool. The card also simplifies expense reporting, allowing better financial planning and cost management for future budgeting.

Key Highlights of Kotak Corporate Credit Card

Interest-Free Credit Period

Enjoy up to 48 interest-free days on bill payments.

Airport Lounge Access:

Enjoy complimentary access to airport lounges

Fuel & Railway Surcharge Waiver:

Waivers up to ₹3500 on Fuel and ₹500 on railways annually

Dedicated Service Manager

Get 24x7 assistance with a dedicated service manager.

Incentives and Rewards

Earn rewards on select merchant purchases with exclusive offers.

Set Your Credit Limit

Customise your credit limit to suit your corporate spending needs.

Have a relaxed travelling experience. Enjoy complimentary refreshments, free internet access and a relaxed ambience, so your wait at airports is made more comfortable.

	Benefit	Lounge list	How to access
Domestic Lounge Access	2 complimentary visits every quarter	Click Here	Present your Credit Card

Complimentary visits are only applicable for primary card holder, visits by add-on or guest will be chargeable

Fees & Charges

Fee & other Parameters	Corporate Platinum	Corporate Wealth Signature
Joining Fees	Nil	Nil
Annual Fees	Nil (Rs. 999 For Low Forex Platinum Card)	Nil
Condition for waiver of Annual Fees - First Year	NA	NA
Condition for waiver of Annual Fees - Second Year	NA	NA
Addon card Fees	NA	NA
Interest Charges on outstanding Balances	3.30% (Annualized 39.6%)	3.10% (Annualized 37.2%)
Minimum Amount Due (MAD)	Upto 100%	Upto 100%
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof	NA	NA
Late Payment Charges ("LPC")	Rs. 100 for statement o/s less than or equal to Rs. 500.	Rs. 100 for statement o/s less than or equal to Rs. 500.
	Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000.	Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000.
	Rs. 700 for statement o/s greater than Rs. 10,000)	Rs. 700 for statement o/s greater than Rs. 10,000)
Returned Cheque Charges	2% subject to a minimum of Rs. 500	2% subject to a minimum of Rs. 500
Foreign Currency Mark Up	Upto 3.50%	Upto 3.50%
Railway Booking Surcharge (1.8%/2.5% on transaction amount)*	Waived	Waived
Fuel Surcharge (1% on transaction)**	Waived	Waived
Fee for Cash Payment at Branch	Rs. 100	Rs. 100
Card Replacement Fee (Lost & Damaged Cards)	Waived	Waived
Please Note:
GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card
*Maximum Railway surcharge waiver of Rs. 500 in a calendar year
** Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 3500 in a calendar year

Why Choose Kotak Corporate Credit Card

Here are some reasons to choose Kotak Corporate Credit Cards

Expense Management Solutions

Simplify expense reporting for employees, set spending limits and monitor employee expenses for enhanced financial oversight. Gain insights of the cash flow and transactions while earning rewards.

Dedicated Customer Support

Enjoy personalised service from dedicated relationship managers, 24/7 reliable customer support

Interest Free Credit period Up to 48 days

To efficiently manage cash flow, you can benefit from a maximum of 48 credit days interest-free period.

Enjoy World Class Travel Benefits

Enjoy upto 4 International lounge visits annually and upto 2 domestic lounge visits per quarter, enhancing travel comfort and convenience for primary cardholders with Priority Pass access.

Global Acceptance

International acceptance allows you to use your International Corporate Credit Card at over 10 million merchants worldwide for seamless transactions.

A Card for Every Corporate Need

Check and select your ideal Corporate Credit Card as per your financial goals and spending habits.

Kotak T&E Corporate Credit Card

Get 8 annual complimentary
domestic Airport Lounge visits

Earn monthly consolidated
cashbacks for all transactions

Joining Fee: NIL

Annual Fee: NIL

Kotak Wealth Signature Corporate Credit Card

Get 8 annual complimentary
domestic Airport Lounge visits
and International Airport Lounge
access via Priority Pass

Earn monthly consolidated
cashbacks for all transactions

Joining Fee: NIL

Annual Fee: NIL

Corporate Credit Cards: Essential Benefits for Every Industry

Healthcare

These cards simplify your expense tracking for medical supplies and staff travel, enhancing financial management and allowing healthcare professionals to focus on patient care.

Construction

These cards streamline your construction payments for materials and subcontractors, aid in cash flow management, and ensure efficient handling of large-scale project expenses.

Professional Services

They help manage all your client expenses, office supplies, and travel by offering detailed reports and aiding spending controls to improve financial organisation.

Wholesale

Our Credit Cards help you manage bulk purchases and supplier payments for wholesalers, streamline cash flow, and provide valuable spending insights for efficient operations.

Start-ups

If you are a start-up, you can use Corporate Credit Cards to manage early-stage expenses. These cards have flexible limits and detailed reporting, helping in financial control and growth focus.