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| Fee & other Parameters | Corporate Platinum |
|---|---|
| Joining Fees | Nil |
| Annual Fees | Rs. 999 |
| Condition for waiver of Annual Fees - First Year | NA |
| Condition for waiver of Annual Fees - Second Year | NA |
| Addon card Fees | NA |
| Interest Charges on outstanding Balances | 3.30% (Annualized 39.6%) |
| Minimum Amount Due (MAD) | 20% |
| ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof | NA |
| Late Payment Charges ("LPC") | Rs. 100 for statement o/s less than or equal to Rs. 500. |
| Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000. | |
| Rs. 700 for statement o/s greater than Rs. 10,000) | |
| Over Limit Charge | NIL, except Rs. 500 for Individual Liability Corpoate Cards |
| Cheque Bounce Charges | Rs. 500 |
| Foreign Currency Mark Up | 3.5% |
| Railway Booking Surcharge (1.8%/2.5% on transaction amount)* | Waived |
| Fuel Surcharge (1% on transaction)** | Waived |
| Fee for Cash payment at Bank | Rs. 100 |
| Outstation Cheque Processing Fee | Waived |
| Reissue/ Replacement Card (per issunace) | Waived |
| Charge Slip Request | Waived |
| Machine Surcharge at ATMs | Waived |
| Balance Enquiry Charges at Non Parent Bank ATM | Waived |
| Duplicate Statement Request | Waived |
| Web Pay Service Fee | Waived |
| Please Note: | |
| GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card | |
| *Maximum Railway surcharge waiver of Rs. 500 in a calendar year | |
| ** Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 3500 in a calendar year | |
Disclaimer: Verbiage for Joining Fee (if applicable) will be displayed as Annual Fee on your monthly credit card statement. Thereafter you will be levied Annual Fee (if applicable) as per the most important terms and conditions of your credit card.
Explore more credit card options that best suit your needs.
Kotak Credit Cards symbolize the following guiding principles:
Kotak Credit Cards are simple to understand and use. We have taken special care to make them hassle free so that you can spend time on more important things in life that require your attention.
Kotak Credit Cards are transparent in communicating upfront what the card offers and what you would have to spend for it, if at all. We have taken care that there will be no hidden charges associated with this card.
Kotak Credit Cards have understood what you need the most from your credit card, and have been designed to give you only those benefits that are most relevant for you.
This promise from Kotak ensures that you only get the best from your credit card!
Please write to us at service.corporatecard@kotak.com with below mentioned details and our Sales Representative will get back to you:
This card is specifically meant for official purpose. However you can use this card for personal expenses which will purely depend on the policy of your corporate who has availed the CORPORATE CARD OPTION.
Cash withdrawal feature is not active on the card.
