Help Center
Locate us
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Popular Products
Show More
Quick Help
Show More
Frequently Asked Questions
Show More
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
A fuel credit card is a credit card that is specifically designed to benefit customers when used at Fuel Pumps. These credit cards typically offer rewards and incentives for fuel purchases, such as Reward Points, Cashback, etc.
With a fuel credit card, you can use it to purchase petrol, diesel, etc. or other fuels at participating fuel stations. You can also use it for other spends like dining, groceries etc. depending on the features of the card.
Customers can Click Here to apply for IndianOil Kotak Credit Card.
This depends on usage and preference. If you frequently fuel your vehicle, you should consider a fuel card that helps you earn rewards every time your refuel your vehicle. This card helps save money on a category where spends pertain to a significant amount.
Depends on your spending patterns on fuel specifically. A fuel credit card can be a choice if you frequently purchase fuel and helps you earn significant rewards or discounts. Fuel credit cards offer higher rewards or discounts for fuel purchases than regular credit cards.
Joining benefit is applicable only on realization of Joining Fee. IndianOil Kotak Credit cardholders need to perform one transaction of INR 500 or above within 30 days of card issuance to be eligible for welcome benefit of 1000 Reward points. The benefit will be credited within 15 days of completing the transaction.
XTRAREWARDS Points is a loyalty program offered and managed by IndianOil. All the points that a customer will convert from Kotak Reward Points to XTRAREWARDS will be credited against this membership. Log on to XtraRewards.com to manage your XTRAREWARDS Points membership. For any further queries/issues regarding XTRAREWARDS Points please reach out to IndianOil helpline no. 1800 200 5611.
Customer will be prompted to register for XTRAREWARDS program when trying to convert Kotak Reward Points via Net & Mobile Banking. Upon successful registration, the cardholder will receive an SMS on the registered mobile number from IndianOil, with the confirmation of XTRAREWARDS Program account successfully been created along with an XTRAREWARDS Customer ID (XR CID).
To convert Kotak Reward Points into IndianOil’s XTRAREWARDS points via Net Banking, please follow the below steps:
To convert Kotak Reward Points into IndianOil’s XTRAREWARDS points via Mobile Banking, please follow the below steps:
IndianOil XTRAREWARDS points can be further used on IndianOil XTRAREWARDS Program participating Outlet pumps to make payments towards fuel charges. The IndianOil merchant will follow below steps to redeem your XTRAREWARDS Points-
Yes, the Cardholder can make partial payments using XTRAREWARDS Points on IndianOil pumps. Post verifying that the IndianOil Retail outlet is a Participating Outlet, check with the Merchant on Payment option using XTRAREWARDS Points. If you are unable to pay your fuel bill entirely through XTRAREWARDS Points, then you can partially pay through XTRAREWARDS Points and partially through another mode of payment (Debit card, Credit Card etc.).
Kotak Reward points have validity of 24 months from the date they have been earned while XTRAREWARDS Points do not expire.
Personal Accident Insurance of INR 2,00,000 is a feature provided by NPCI (RUPAY). Follow the below links to know more about the eligibility, claim process, etc. -
https://www.npci.org.in/PDF/npci/rupay/2022/Annexure-A-Claims-Process-2022-23.pdf
https://www.npci.org.in/PDF/npci/rupay/2022/Annexure-B-Frequently-Asked-Questions-2022-23.pdf
https://www.npci.org.in/PDF/npci/rupay/2022/Annexure-D-Declaration-form-2022-23.pdf
Concierge feature on IndainOil Kotak Card is provided by NPCI (RUPAY). Follow the below links to know more about availing the service -
You can navigate to the cards fees & charges tab to view the fees and charges applicable. You will also find the same along with Terms & Conditions governing the card on our MITC page (https://www.kotak.com/en/personal-banking/cards/credit-cards/mitc-and-ca.html ).
Cardholder will be charged with INR 449 as Joining fee & INR 449 as the Annual fee. Annual Fee will be waived off on spending INR 50,000 in the previous anniversary year.
Cardholders can redeem the Kotak Reward Points earned on IndianOil Card using the below options-
Click here to know more about rewards redemption.
A fuel credit card is a credit card that is specifically designed to benefit customers when used at Fuel Pumps. These credit cards typically offer rewards and incentives for fuel purchases, such as Reward Points, Cashback, etc.
With a fuel credit card, you can use it to purchase petrol, diesel, etc. or other fuels at participating fuel stations. You can also use it for other spends like dining, groceries etc. depending on the features of the card.
Customers can Click Here to apply for IndianOil Kotak Credit Card.
This depends on usage and preference. If you frequently fuel your vehicle, you should consider a fuel card that helps you earn rewards every time your refuel your vehicle. This card helps save money on a category where spends pertain to a significant amount.
Depends on your spending patterns on fuel specifically. A fuel credit card can be a choice if you frequently purchase fuel and helps you earn significant rewards or discounts. Fuel credit cards offer higher rewards or discounts for fuel purchases than regular credit cards.
Joining benefit is applicable only on realization of Joining Fee. IndianOil Kotak Credit cardholders need to perform one transaction of INR 500 or above within 30 days of card issuance to be eligible for welcome benefit of 1000 Reward points. The benefit will be credited within 15 days of completing the transaction.
