Joining Fees
|
Rs. 2500 (1500 as introductory fee)
|
Annual Fees
|
Rs. 2500 (1500 as introductory fee)
|
Condition for waiver of Annual Fees - First Year
|
NA
|
Condition for waiver of Annual Fees - Second Year
|
NA
|
Addon card Fees
|
NA
|
Interest Charges on outstanding Balances
|
3.50% (Annualized 42%)
|
Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)
|
MAD can be 5% or 10% of TAD as decided by the Bank
|
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof
|
Rs. 300
|
Late Payment Charges ("LPC")
|
Rs. 100 for statement o/s less than or equal to Rs. 500.
|
Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000.
|
Rs. 700 for statement o/s greater than Rs. 10,000)
|
Over Limit Charge
|
Rs. 500
|
Cheque Bounce Charges
|
Rs. 500
|
Foreign Currency Mark Up
|
3.5%
|
Railway Booking Surcharge (1.8%/2.5% on transaction amount)
|
Applicable
|
Fuel Surcharge
|
Applicable
|
Fee for Cash payment at Bank
|
Rs. 100
|
Outstation Cheque Processing Fee
|
Waived
|
Reissue/ Replacement Card (per issunace)
|
Rs. 100
|
Charge Slip Request
|
Waived
|
Machine Surcharge at ATMs
|
Waived
|
Balance Enquiry Charges at Non Parent Bank ATM
|
Waived
|
Duplicate Statement Request
|
Waived
|
Web Pay Service Fee
|
Waived
|
Please Note:
|
GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card
|