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Fees & Charges

Fees, charges & other Parameters	Kotak IndiGo 6E Rewards XL Credit Card
Joining Fee	1500.0
Annual Fee	1500.0
Add-on Card Fees	NA
Interest charges on outstanding balances	3.70% (Annualized 44.4%)
Minimum Amount Due (MAD) (It will reflect in your statement in the Minimum Amount Due column)	5% of Total Amount Due (TAD)
ATM cash withdrawal/Cash advance per ₹ 10,000 or part thereof	Maximum of 2.5% on advance amount and ₹500
Late Payment Charges (LPC)	Outstanding Statement Amount	LPC
	< ₹100	0.0
	₹100 - 500	100.0
	₹500.01 – 5,000	500.0
	₹5,000.01 – 10,000	600.0
	₹10,000.01 – 25,000	800.0
	₹25,000.01 – 50,000	1000.0
	Above ₹50,000	1200.0
Over limit charge	500.0
Cheque bounce charge	500.0
Foreign currency mark-up	3.5% per transaction
Railway booking surcharge	Applicable
Fuel surcharge	Applicable
Fee for cash payment at the Bank	100.0
Outstation cheque processing fee	Waived
Reissue/replacement card (per issue)	100.0
Machine surcharge at ATMs	Waived
Duplicate statement request	Waived
Web pay service fee	Waived
Please note:
GST/applicable taxes will be charged as per the rates approved in the Finance Act each year, on all interest, fees and other charges levied on your credit card.

Kotak IndiGo 6E Rewards XL Credit Card

Fees & Charges

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