Fees and Charges

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Fee & other Parameters	Metro Credit Card
Joining Fees	NA
Annual Fees	NA
Condition for waiver of Joining Fees	NA
Condition for waiver of Annual Fees	NA
Add-on card Fees	NA
Interest Charges on outstanding Balances	3.5% (Annualized 42%)
Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)	10%
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof	Rs. 300
Late Payment Charges ("LPC")	Rs. 100 for statement o/s less than or equal to Rs. 500.
	Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000
	Rs. 700 for statement o/s greater than Rs. 10,000
Over Limit Charge	Rs. 500
Cheque Bounce Charges	Rs. 500
Foreign Currency Mark Up	NA
Railway Booking Surcharge (1.8%/2.5% on transaction amount)*	NA
Fuel Surcharge (1% on transaction)**	NA
Fee for Cash payment at Bank	Rs. 100
Outstation Cheque Processing Fee	Waived
Reissue/ Replacement Card (per issuance)	Rs. 100
Charge Slip Request	Waived
Machine Surcharge at ATMs	Waived
Balance Enquiry Charges at Non Parent Bank ATM	Waived
Duplicate Statement Request	Waived
Web Pay Service Fee	Waived

METRO Kotak Credit Card