Joining Fees
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Nil
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Annual Fees
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Nil
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Condition for waiver of Joining Fees
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NA
|
Condition for waiver of Annual Fees
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NA
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Add-on card Fees
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Nil
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Interest Charges on outstanding Balances
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3.5% (Annualized 42%)
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Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)
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10%
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ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof
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2.5% on advance amount, subject to minimum of ₹ 500
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Late Payment Charges ("LPC")
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₹ 100 for statement o/s less than or equal to ₹ 500. ₹ 500 for statement o/s between ₹ 501 to ₹ 5,000 ₹ 600 for statement o/s between ₹ 5001 to ₹ 10,000 ₹ 800 for statement o/s between ₹ 10,001 to ₹ 25,000 ₹ 1000 for statement o/s between ₹ 25,001 to ₹ 50,000 ₹ 1200 for statement o/s greater than ₹ 50,000
|
Over Limit Charge
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Nil
|
Cheque Bounce Charges
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2.0% on bounce amount, subject to minimum of ₹ 500
|
Standing Instruction Failure / Auto-debit return fee
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2.0% on bounce amount, subject to minimum of ₹ 450
|
Balance Transfer Fee
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₹ 349 per ₹ 10000 or part thereof
|
Foreign Currency Mark Up
|
NA
|
Railway Booking Surcharge (1.8%/2.5% on transaction amount)
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NA
|
Fuel Surcharge (1% on transaction)
|
NA
|
Fee for Cash payment at Bank
|
₹100
|
Outstation Cheque Processing Fee
|
Waived
|
Reissue/ Replacement Card (per issuance)
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₹100
|
Charge Slip Request
|
Waived
|
Machine Surcharge at ATMs
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Waived
|
Balance Enquiry Charges at Non Parent Bank ATM
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Waived
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Duplicate Statement Request
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Waived
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Please Note: GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card
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