A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by: Logging into Kotak Net Banking. Click on Banking -> Debit Cards -> New Debit Card, or Calling our 24-hour Customer Contact Centre at 1860 266 2666, or Visiting nearest Kotak Mahindra Bank branch

Debit Card - Business Class Gold Debit Card from Kotak Bank

Business Class Gold Debit Card

Enjoy unmatched banking benefits with the Kotak Business Class Gold Debit Card. Unlock benefits and discounts that will fulfil all your business requirements.

Access at all merchant establishments and ATMs in India and abroad

Fuel Surcharge waiver is capped up to Rs. 20,000 on fuel purchases in a calendar month

Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness

24 hours VISA Global Customer Assistance Services

Other Features

Available as Chip Card only which has additional security features.
Daily Limits for transaction within India and abroad:
- Purchasing Limit: Rs. 2,50,000
- ATM Withdrawal: Rs. 50,000
Insurance Offered : You get following complimentary insurance cover with your card:
- Lost Card Liability: Rs. 2,50,000
- Purchase Protection Limit: Rs. 1,00,000
- Lost Baggage Insurance: Rs. 1,00,000
- Air Accident Insurance: Rs. 20,00,000·
24 hours VISA Global Customer Assistance Services (GCAS) for:
- Lost/Stolen Card Reporting
- Emergency Card Replacement
- Miscellaneous Inquiries
For assistance in India, the toll free number for accessing these emergency services is 000 117 followed by 866 765 9644 when asked. You can also call our 24 hour Customer Contact Centre at 0091 22 6600 6022 to get the toll free numbers while calling from overseas locations
Incremental issuance of this card has been stopped
In case of replacement, you will be issued “Business Power Platinum Debit Card“ at no extra cost with below benefits
- Purchasing Limit: Kotak Edge / Pro / Elite- Rs. 2,50,000 | Kotak Ace / Astra- Rs. 3,00,000
- ATM Withdrawal: Kotak Edge / Pro / Elite- Rs. 50,000 | Kotak Ace / Astra- Rs. 1,50,000

Disclaimer

In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:

Domestic Online payments: Click here for Debit Cards issued from 1st Oct’20 – 6th Jan’21 and for cards issued from 7th Jan’21, click here
International usage, Contactless payments & Tokenization click here

Frequently Asked Questions

What is a Chip card?

A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by:

Logging into Kotak Net Banking. Click on Banking -> Debit Cards -> New Debit Card, or
Calling our 24-hour Customer Contact Centre at 1860 266 2666, or
Visiting nearest Kotak Mahindra Bank branch

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Will I be able to use my Kotak Debit Card for International transactions?

All Chip Kotak Debit Cards are by default enabled for international use.

All Magnetic Strip* (Non Chip) Kotak Debit Cards issued before December 1, 2013 are by default enabled for international use.
All Magnetic Strip* (Non Chip) Kotak Debit Cards issued on or after December 1, 2013 cannot be used outside India.

*If a customer is using Magnetic Strip (Non Chip) Kotak Debit Card for international transactions, then as a process, the customer is issued a chip kotak debit card in lieu of the magnetic strip kotak debit card (as per eligibility).

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What are the charges for using the Kotak Debit Card at other Bank's ATM?

Charges for using Kotak Debit Cards at other bank ATMs can be found in the below link:

Service Charges and Fees.

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How can I change daily ATM withdrawal and purchase limits of my Kotak Debit Card?

Call our 24-hour Customer Contact Centre at 1860 266 2666 to modify the limits up to the default limits. To increase limits more than the default limits, visit your nearest Kotak Mahindra bank branch.

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