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Kotak 811 Current Account - Fees and Charges

Heading Sub-heading Standard Kotak 811 Current Account - Digital Kotak 811 Current Account - Pro 
 (Digital + Branch)
  AMB requirements   ZERO BALANCE ACCOUNT
Subscription Charges per month   Nil Rs.200
RTGS/NEFT/IMPS online payment   Nil Nil
Branch transactions NEFT branch payment charges Txns up to Rs. 10k - Rs. 2 Standard Charges Nil charges upto 1 txns per month
Txns above Rs. 10k up to 1L - Rs.4
Txns above Rs. 1L up to 2L - Rs. 14
Txns above Rs. 2L - Rs. 24
RTGS branch payment charges Txns between Rs. 2L to Rs. 5L - Rs. 20 Nil charges upto 1 txns per month
Txns above Rs. 5L - Rs. 40
Cash Deposit Rs.4.5/1000
 (Min Rs.50)
Nil charges upto 5 txns per month
Upto 5L per month
Cash Withdrawal Nil charges upto 5 txns per month
Upto 5L per month
DD/PO Issuance charges Rs. 4.5/1000
 (Min Rs. 50, Max Rs. 5000)
Nil Charges upto 3 txn per month
Physical Statement Charges Rs.100 / txn Nil charges for 1 request per year
Other txns - Stop Payment, Signature Verification, Photo Attestation Standard Charges
Debit Card & ATM  Debit Card Annual Fees Rs.250 / year Nil charges for 1st year Nil charges for 1st year
Debit Card Pin Regeneration - Physical Rs.50 / instance Standard Charges Standard Charges
Debit Card Replacement/Reissuance Rs.250 Standard Charges Standard Charges
Cash Withdrawal & Balance Enquiry charges - Kotak ATMs Financial txn - Rs.21, 
 Non-Financial txn - Nil
Nil charges Nil Charges
Cash Withdrawal & Balance Enquiry charges - Non Kotak ATMs Financial txn - Rs.21
 Non-Financial txn - Rs.8.5
Nil charges upto 3 / 5 txns per month for metro / non-metro  Nil charges upto 3 / 5 txns per month for metro / non-metro 
Cheque Book Cheque Leaves Issuance Rs.2 per leaf 25 per year basis request 25 per quarter basis request
Cheque Return charges - Deposited by Customer Rs.100 per instance Standard Charges Nil charges for 1 instance per month
Cheque Return charges - Issued by Customer Rs.500 per instance Standard Charges Nil charges for 1 instance per month
Cheque Return (Deposited/Issued by customer) charges - Non Financial/Technical Nil Nil charges Nil charges
Others Standing Instructions - Setup/Amendment/Failure Nil Nil charges Nil charges
ECS Mandate Registration Rs.50 per instance Standard Charges Standard Charges
ECS return Rs.500 per instance
 (Maximum - 5 instances)
Standard Charges Nil charges for 1 instance per month
Other Value Added Services Nil Email statement, Local / outstation cheque deposit, Txn SMS, Email alerts
Rs.0.50 per SMS Daily/Weekly balance alert on SMS
Account Closure Charges Nil Nil charges Nil charges
Fair Usage Policy *FUP for Cash deposit/Withdrawal - Max non-chargeable limit - Rs. 5L per month
All return charges are for Financial reasons. Returns due to technical reasons are not charged
Post FUP, regular charges will be applicable
Note - All charges mentioned above are excluding GST. GST will be charged at the applicable rates