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For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Pro Current Account is designed for professionals managing small to medium businesses. Light quarterly balance requirements with features such as Business Class Gold Debit Card, Kotak ActivMoney, and great overdraft facilities to support growth
Maintain an Average Quarterly Balance of Rs. 50,000
Daily purchase limit of Rs. 2.50 lakhs and daily ATM cash withdrawal limit of Rs. 50,000
*Current account balance converts to term deposits – to help earn attractive returns on idle balances
Unsecured overdraft facility up to Rs. 15 lakhs for short-term business needs (3)
Payable at non-Kotak bank branches (up to 15 per month)
All the features and benefits are subject to terms, conditions, and exclusions. Please refer to the ‘General Schedule of Features and Charges’ for more details.
*For deposits above 7 days. T&C apply. For detailed terms and conditions, please visit www.kotak.com. ActivMoney (Auto-Sweep) is a facility of automatically sweeping out funds above a pre-specified threshold from your Current Account to a Term Deposit (TD) Account for 180 days. In case of insufficient balance in the Current Account, the TD will be broken prematurely and the required amount will be transferred to the Current Account. Default Sweep Out and Sweep In for limit for an account variant are the minimum thresholds and one will not be able to opt for limits lower than these. Auto-Sweep out of funds above a pre-specified threshold from Current Account to Fixed Deposit will be for 180 days (For NRE accounts it will be for 1 year) and in multiples of Rs. 5,000/- The nomination registered for Current Account will apply for FDs created through ActivMoney. If the customer opts for ActivMoney in an account, standalone Fixed Deposits cannot be linked to that account. Terms and Conditions guiding the fixed deposit will be applicable to Fixed Deposits booked under ActivMoney. Bank may at its absolute discretion discontinue/suspend any of the services completely or partially with or without any notice to the customer. The rate mentioned is applicable for Fixed Deposits less than Rs. 2 Crores for a tenure of 180 days and is subject to change without prior notice. For ActivMoney (2 way sweep deposits), Regular Kotak Fixed Deposit rates will be applicable, basis the tenor of the deposit, for all customers including Senior Citizens/Bank Staff without any pre-payment penalty.
