What is UPI? How do I use it?

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UPI stands for Unified Payment Interface.
It is a payment method that lets you transfer money instantly, even between banks.
You can fund your account by via UPI
You will need to enter the virtual payment address (VPA) of the bank account from which you’d like to transfer funds into your Kotak 811 Account.
This will create a collect request which you will need to authenticate using your UPI PIN. Your Kotak 811 UPI ID/VPA will be ‘BankRegisteredMobileNumber@Kotak’ and it is created by default during 811 account opening.

For e.g. A customer’s mobile number registered with the banking during 811 account opening is 99876543210, then the default VPA is going to be: 9876543210@kotak. (UPI transfers are not available to 811 Lite customers)

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