I do not recognize a transaction

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Please check the description given in your bank statement or Transaction History which will you more clarity about the particulrar transaction,

The description may start with:

ATW - is for ATM withdrawal done from Kotak ATM machine.
ATL - is for ATM withdrawal done from other bank ATM machine.
OS - is for online shopping transaction done by using Net banking payment gateway from merchant web site.
IB - is for transaction done post logging into net banking on the Kotak website.
MB - is for transaction done post login on Mobile banking.
Int. Pd. - Is for Interest credited on your savings account balance.
PCD - is for debit card Swipe/POS transaction.
PB - is for transaction done through Phone Banking (on call).
Sweep transfer to - is for booking new Term Deposit.
Sweep transfer from - Is from broken existing Term Deposit.

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