Do you provide instant Cash / Loan on Credit Card?
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors

You can withdraw cash/get an instant loan on your Credit Card in following ways:

1. You can withdraw cash from ATM by using your physical Credit Card and Credit Card PIN (similar to Debit Card withdrawal)

  • Cash advance fee for Fortune Credit Card is Rs. 199 per Rs 10,000 or part thereof and for all other cards is Rs 300 per Rs 10,000 or part thereof.

2. On Net Banking

  1. Go to Credit Card > Value added service 
  2. Cash as Ease (Demand Draft will be issued) 
  • You will receive your draft at your mailing address within 4 working days of submission of your request

         OR

  1. Go to Credit Card > Value added service 
  2. Cash Transfer to Kotak account 

3. On Mobile Banking 

  1. Login to Mobile Banking 
  2. Go to Credit Card > Loan on Credit Card

For all above cash withdrawal options from Credit Card, charges and interest will be applicable.

Click here and select your card type to check applicable charges on your credit card for cash withdrawal and loan on card.

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