How can I withdraw cash on my Credit Card?
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  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors

You can withdraw cash/get an instant loan on your Credit Card in following ways:

1. You can withdraw cash from ATM by using your physical Credit Card and Credit Card PIN (similar to Debit Card withdrawal)

  • Cash advance fee for Fortune Credit Card is Rs. 199 + GST per Rs 10,000 or part thereof and for all other cards is Rs 300+GST per Rs 10,000 or part thereof

2. On Net Banking

  1. Go to Credit Card > Value added service 
  2. Cash as Ease 

         OR

  1. Go to Credit Card > Value added service 
  2. Cash Transfer to Kotak account 

3. On Mobile Banking 

  1. Login to Mobile Banking 
  2. Go to Credit Card > Loan on Credit Card

For all above cash withdrawal on Credit Card Cash advance fee, interest and GST will be applicable.

Click here and select your card type to check applicable charges on your credit card for cash withdrawal and loan on card.

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