What is the repayment tenure of a gold loan

What is the repayment tenure of a gold loan

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Kotak offers easy repayments with multiple modes. It would either be monthly, quarterly or half yearly, depending upon the term chosen, ie:

1. Bullet Scheme: Tenure 12 Months (Can be renewed for more 24 Months with the same document with request letter etc.).

2. Vanilla Scheme: Tenure 36 months ( no renewal required during the tenure with monthly Interest ).

3. EMI Scheme: The tenure is 12,24,36,48 months.

4. Over Draft facility is temporary withdrawn, kindly contact the Branch for further details.

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