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The Kotak Mahindra My Family Savings Account brings the entire family’s banking needs under one account, allowing everyone to avail exclusive family-centric benefits and features, and make the most of their banking experience together.
Earn 3.5%* interest on your savings account
balance^1 and grow your money faster
Convert your Savings Account balance above a certain amount in to a Term Deposit and earn additional interest
Maintain Savings Account balance in one bank account or spread across accounts
Dedicated Relationship Manager^2
for you and your family
1. Effective April 25, 2025, daily balances in Savings Account up to Rs. 50 Lakh will earn 2.75% interest p.a. and above Rs. 50 Lakh will earn 3.25% p.a. respectively. These interest rates are applicable for both Resident and Non Resident Accounts (NRE/ NRO).
2. ^2 Subject to maintenance of AMB.
3. Debit card is available for kids above 10 years. These offers are subject to change and the vouchers will be sent post opening a Junior Account. Also, these vouchers are being offered by the respective merchants and not by Kotak Mahindra Bank Ltd
4. $ Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges
The Kotak Mahindra My Family Savings Account brings the entire family banking needs under one account, allowing everyone to avail exclusive family-centric benefits and features, and make the most of their banking experience together. My Family Savings Programme is offered for 2, 3, 4 and /or 6 Members with Pro Savings Account.
Minimum 2 accounts are required to start My Family Savings Account. This Programme is offered for 6 Members with Pro Savings Account for Associate and Ace Savings Account for Key member of the family.
1) Only Resident individuals are eligible to enrol for My Family Savings Programme.
2) My Family Savings Programme is offered for 2 and/or 3 Members with Pro Savings Account.
3) My Family Savings Programme is offered for 4 Members with Edge, Pro, Nova Savings Account for Associate and Ace, Classic Savings Account for Key member of the family.
4) My Family Savings Programme is offered for 6 Members with Pro Savings Account for Associate and Ace Savings Account for Key member of the family
5) Minor account cannot be the Key member of the family
6) NR, Foreigners, Privy League and Private Banking customers are not eligible for My Family Savings programme
Click here to know the eligibility for joint savings account
