Features

Essentia Platinum Credit Card

The Kotak Essentia Platinum Credit Card is designed keeping the smart shopper in mind. With this Credit Card, you earn Savings Points on all your essential purchases, and these can be redeemed whenever you want on all the special things you want to buy or experience.

10% Savings on Departmental & Grocery Store spends

More Savings! A World of Offers

Priority Attend- KASSIST

Your Add-on Card will have all the benefits that you enjoy on your Card

10% Savings on Departmental & Grocery Store spends
- Essentia gives you 10 Saving Points for every Rs. 100 you spend at Departmental & Grocery Stores.
- 1 Saving Point = Re. 1
- Minimum transaction size: Rs. 1500
- Maximum transaction size: Rs. 4000
- Maximum Saving Points for a month - 500 valued at Rs. 500
- Saving Points can be redeemed for cash and many more options. Click here for more details.
More Savings!
- What's more, you earn 1 Saving Point for every Rs. 250 you spend on other categories* without any restrictions. So you save with every transaction!
- *Saving Points earned with purchases done on other categories will be given over and above the Saving Points earned for purchases done in Departmental & Grocery stores.
- Plus, a world of offers!
- There's even more joy to the Kotak Essentia card! We have a world of offers waiting for you, both online and offline!
- So go ahead and enjoy your dream vacation or dine at an exclusive restaurant or simply catch a movie with your near and dear ones.
Priority Attend
- KASSIST
- Should you have a question for us, the answers are now easier to find! We’ve introduced a service called KASSIST so you need not wait on calls endlessly anymore. Just SMS KASSIST to 5676788 and we shall call you back within 30 minutes*!
- *The call within 30 mins will be made to all SMS received between 10 am & 6pm from Monday to Saturday.
- To apply for Essentia SMS KTEN to 5676788
Add-on Card
- Your Add-on Card will have all the benefits that you enjoy on your Card
- Set the spend limit on your Add-on Card as you desire
- Track spends separately for each of your Add-on Card(s)
Milestone Feature
Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points
- You can choose from the below redemption options:
  - Redemption Option 1:
    - Enjoy a maximum of 12 free PVR tickets every year
    - PVR tickets can be used for any day and any show and are transferrable.
    - Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com
    - You can claim your PVR tickets within 3 months after the program period gets over
  - Redemption Option 2:
    - Reward points will be credited in the next billing cycle
    - Reward points can be used for a host of redemption options like Airtickets, Movie Tickets, Mobile Recharge / Branded Merchandise
    - You can claim your reward points within 3 months after the program period gets over

Check your eligibility for the Essentia Platinum Credit Card.
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