Essentia Platinum Credit Card Value Chart, Complete Details on Essentia Platinum Credit Card

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Essentia Platinum Credit Card by Kotak Bank

Value Chart

Credit Card expenses	Savings - Year 1	Savings - Year 2 onwards
10% savings on Departmental and Grocery spends on monthly spends of 5000	6000*	6000*
Savings on spends done on other categories on monthly spends of 5000	240	240
Milestone Benefit of 12 PVR tickets on spending 1,25,000 every 6 months	3000**	3000**
Total Savings in a year	9240	9240
Joining fee	1499***
Annual Fee		749#
Net Savings in a year after paying the fees	7741	8491

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Disclaimer

*Maximum saving points of 500 can be earned in a month for both Departmental and Grocery spends for a minimum transaction size of Rs. 1500 and maximum transaction size of Rs. 4000.

10 saving points are offered on transactions undertaken at only those merchants establishments which are classified under "Departmental Store & Grocery" Merchant Category Code(MCC) as defined by VISA.

**For calculation purpose the average PVR tickets price has been taken as Rs. 250.
***Joining fee of Rs. 1499 is applicable in the 1st year and charged one time at the beginning of the year. It is billed in the first statement generated after card set up in the 1st year.#Annual fee of 749 is applicable from 2nd year onwards and charged at the beginning of the year. It is billed in the 13th statement generated after the card set up and in 2nd year and every 12 months thereafter.

Essentia Platinum Credit Card

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