Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)
MAD can be 5% or 10% of TAD as decided by the Bank
MAD can be 5% or 10% of TAD as decided by the Bank
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof
Rs. 300
Rs. 300
Late Payment Charges ("LPC")
Rs. 100 for statement o/s less than or equal to Rs. 500
Rs. 100 for statement o/s less than or equal to Rs. 500
Rs. 500 for statement outstanding between Rs. 501 to Rs. 10,000
Rs. 500 for statement outstanding between Rs. 501 to Rs. 10,000
Rs. 700 for statement outstanding greater than Rs. 10,000
Rs. 700 for statement outstanding greater than Rs. 10,000
Over Limit Charge
Rs. 500
Rs. 500
Cheque Bounce Charges
Rs. 500
Rs. 500
Foreign Currency Mark Up
2%
3.5%
Railway Booking Surcharge ( on transaction amount)*
Waived
Waived
Fuel Surcharge**
Waived
Waived
Fee for Cash payment at Bank
Rs.100
Rs.100
Outstation Cheque Processing Fee
Waived
Waived
Reissue/ Replacement Card (per issunace)
Rs. 100
Rs. 100
Charge Slip Request
Waived
Waived
Machine Surcharge at ATMs
Waived
Waived
Balance Enquiry Charges at Non Parent Bank ATM
Waived
Waived
Duplicate Statement Request
Waived
Waived
Web Pay Service Fee
Waived
Waived
Please Note:
GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card
^Annual fee of Rs. 2,500 can be waived either by maintaining Black or Platinum Banking^^ Relationship or by spending Rs. 5 lakhs in previous year
*Maximum Railway surcharge waiver of Rs. 500 in a calendar year
**Fuel surcharge to be waived only for transactions between the values Rs. 400-Rs.4000. Maximum fuel surcharge waiver of Rs. 4500 in a calendar year (Free variant) and Rs. 300 per month (Paid variant)
^^Criteria of Platinum Banking relationship: (1) Relationship Value of Rs. 30 lakhs with an average monthly balae (AMB) of over Rs. 1 lakh in savings or current account. (2) AMB of over Rs. 10 lakhs in savings account (3) AMB of over Rs. 15 lakhs in current account
Disclaimer: we have discontinued the free variant (Free Card) of this product for new sourcing and the information above is displayed for existing cardholders only. We are sure that our large bouquet of active products with attractive features and offers will match your expectation. Thank you for understanding.
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Credit card balance transfer is the process of transferring owed balance from one credit card account to another. Upon carrying out this process, the debt is owed to the new card issuer as opposed to the original card issuer.