Debit Card - Access India Debit Card from Kotak Bank

Home

Services

Products

Help

Get App

Access India Debit Card

The Kotak Access India Debit Card, with its high withdrawal and purchase limits, is the perfect Card for a Non-Resident Indian who travels often across India.

Access merchant establishments and ATMs across India

Daily Purchase Limit: Rs. 2,00,000 & ATM Withdrawal: Rs. 75,000 within India

Complimentary Insurance Cover; Lost Card Liability- Rs. 2,50,000/-, Purchase Protection Limit- Rs. 50,000/-

Get an SMS and Email alert on your registered mobile phone and Email ID

Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness

Other Features

Incremental issuance of this card has been stopped
In case of replacement, you will be issued "Rupay India Debit Card" at no extra cost.

Disclaimer

In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:

Domestic Online payments: Click here for Debit Cards issued from 1st Oct’20 – 6th Jan’21 and for cards issued from 7th Jan’21, click here
International usage, Contactless payments & Tokenization click here

Frequently Asked Questions

What is Micro ATM?

Micro ATM is a mini version of an ATM. Micro ATMs are like modified point of sales terminals this terminal can connect to banking network via GPRS to perform banking transactions. This machine contains card swipe facility. This initiative aims to bridge the gap between the need and availability of cash requirement in the eco-system.

This initiative aims to bridge the gap between the need and availability of cash requirement in the eco-system.

What is an OTP, and why is it important for credit card transactions?

OTP is a numeric or alphanumeric code a customer receives on their registered mobile number or email address to authenticate a credit card transaction.

It is an efficient way to ensure the genuine cardholder has initiated a credit card transaction.

Q1: Can I Add a Credit Card To Google Pay?

Yes, you can add a credit card to Google Pay using the following steps:

● Open the Google Pay app on your smartphone.

● Click “Add a card/bank account”.

● Enter your Kotak credit card details.

● Provide OTP.

How to open the Kotak UNI Student Bank Account?

You can open a Kotak UNI Student Bank Account digitally, from anywhere, thanks to the Video KYC feature. It involves getting on a video call with a Kotak bank executive to complete your KYC process, essentially ruling out a visit to a Kotak bank branch completely.