Healthcare Personal Loan

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Healthcare Personal Loan

Features

Interest rate at just 10% p.a.
Loan amount from 1 Lakh to 5 Lakh
Processing fee 1% flat
Part prepayment available (Post 1 year locking period)
Loan can be availed for a maximum of 4 years
Fore closure & Other charges as applicable shall be charged

Eligibility

New to Bank customer as well as existing customers are eligible for availing this loan. The loan can be availed for Applicant himself/herself or Immediate dependent family (Valid relationship proof to be documented)

Documentation

Scenario A -
Customer is the patient herself/ himself and has already incurred the expenses. Here the customer must have recovered and discharged from the hospital. Required documents for due diligence:
- Positive RTPCR report of the patient (here the customer)
- Doctor’s prescription for the patient (here the customer)
- Hospital bill in the name of the patient (here the customer)
- Hospital discharge report in the name of the patient (here the customer)
- Customer declaration that they need the Personal Loan to meet the Covid treatment expenditure incurred by them
Scenario B -
Customer is taking a loan for the treatment of near and dear one. Here the near and dear one could be in the process of treatment/ recovery and customer is taking the loan for this treatment/ recovery process. Required documents for due diligence:
- Document establishing the relationship of the customer and the patient
- Positive RTPCR report of the patient
- Doctor’s prescription for the patient
- Hospital bill in the name of the patient
- Customer end use declaration

Additional document for Scenario B- Hospital discharge report in the name of the patient (in case the patient is discharged). No Deviation on the documentation shall be accepted

Presenting Healthcare Personal Loan at just 10% p.a

Healthcare Personal Loan

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