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For Kotak Bank Customers
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You can choose a repayment period that suits your financial plan, with options extending up to 6 years. This flexibility ensures you can manage your loan repayments without any stress.
At Kotak, we aim to disburse your loan within 48 hours of submitting the required documents and the loan application. Instant Personal Loan disbursement, however, takes 3 seconds.
No, there's no need for a guarantor or to keep any collateral. Our Personal Loans are unsecured, meaning we provide them based on your creditworthiness and eligibility criteria.
Several factors can influence your loan eligibility, including your age, income, employment status, credit score, and existing financial obligations. Ensuring a strong financial profile can enhance your chances of loan approval.
Yes, the entire application process can be completed online for your convenience. From checking your eligibility to submitting your application and required documents, every step can be done from the comfort of your home.
