Help Center
Locate us
How to Generate/Change ATM PIN at ATM/Bank/Online/SMS?
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Popular Products
Show More
Quick Help
Show More
Frequently Asked Questions
Show More
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Yes, top banks, including Kotak Mahindra Bank, provide the convenience of changing your ATM PIN using your smartphone:
Resetting your Kotak ATM PIN is convenient at any ATM. Insert your card and choose the "Change PIN" option from the menu. Follow the instructions on the screen. Enter your current PIN and set a new one. That's it!
If your Kotak ATM PIN is wrong, your transaction might not go through. Ensure you enter your PIN accurately to resolve this issue. If you've forgotten your PIN or entered it incorrectly multiple times, reach out to your bank right away. They can help you reset your PIN or provide the assistance you need.
If your Kotak ATM card gets blocked from multiple incorrect PIN entries or for any other reason, it can be unblocked. To unblock your ATM card, contact Kotak's customer service or visit the nearest branch.
Insert your new Kotak ATM card into an ATM. Follow the prompts to set your PIN and activate the card. You might also get an activation code or link through SMS or email from your bank. Just follow the instructions to activate your card online or through the mobile app.
Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.
Success
Failure
Regularly updating your online passwords is essential, and it's equally important to change your ATM PIN periodically. Your ATM PIN acts as a virtual key to your financial accounts, and regularly changing it enhances your protection against unauthorised access to your identity and funds. Fortunately, Kotak Mahindra Bank provides convenient options for customers to generate or change their ATM PINs. This protects their financial information from fraud. Here are some simple methods on how to change your ATM PIN.
What is an ATM Card PIN?
Your ATM card PIN is a 6-digit code (other banks: 4-digit) uniquely linked to your debit card. You must activate and use the PIN to make payments or withdraw cash. The PIN is a security measure that prevents fraud by allowing only the authorised user to use the card. Through this PIN, your financial transactions are more secure.
How to Change ATM PIN?
You can easily change your ATM PIN using different methods. Let's explore these options:
Changing ATM PIN at an ATM
You can easily change your ATM PIN at your bank’s ATM. This process is made possible through the Value Added Service (VAS) provided by the National Financial Switch (NFS), which is operated by the National Payments Corporation of India (NPCI). At the ATM, you will see different options on the screen, such as PIN change. Follow these steps to change your PIN:
After completion, your ATM card will be ready to use with the new PIN, ensuring increased security for your transactions.
How to Change Debit Card PIN through Net Banking?
If you are wondering how to reset your ATM PIN through net banking, follow these simple steps:
When it comes to Kotak debit cards, you can easily change your ATM PIN through net banking. It's a fast and secure method that lets you conveniently manage your banking activities from home or office. Ensure your net banking is activated before attempting to change your debit card PIN using this method.
How to Change PIN at Bank Branch?
If you don’t know how to reset ATM PIN online, you can easily change your ATM PIN at your bank’s branch. Here is a brief guide:
Changing your ATM PIN with the help of bank staff can be a good option for several people. This method is reliable and ensures a smooth and secure process.
How to Change PIN through SMS?
You can change your ATM PIN through SMS if you don't have net banking or prefer not to go to a bank branch. Customers can easily change their PIN by sending a text message, as top financial institutions, including Kotak Mahindra Bank, provide this service.
Follow these steps to learn how to change your debit card PIN via SMS:
Remember, the process of changing ATM PIN may be the same for every bank. However, you must check before initiating the same to avoid any inconvenience.
Read Also : E-Banking: Meaning, Types, Features & Services Explained
You have already rated this article
OK