How to Change Bank Account Details : Name, Mobile Number, Address
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Have you recently moved to a new home, got married, or changed your name? In these cases, you should update your bank account details. By changing these details you ensure that your future transactions and banking operations are smooth and convenient. Possessing all the documents required to change details ensures the update process is simple and quick.

This step-by-step guide will cover all the essentials like:

  • mobile number change
  • How to change the name
  • How to change the address

Ways to Change Bank Account Details: Name, Mobile Number, Address

Banks offer two ways to change your bank account details – online and offline. With the rise in digitisation, most individuals opt for the online method, which again can be done via two ways – internet banking and mobile banking.

By opting for any of these you can change your bank details like name, mobile number or address. But for that, you should have all the original documents with scanned copies to get your details updated on the bank portals.

The upcoming sections will explain how to change the phone number in Kotak Bank, along with your name and address details.

Steps to Change the Name on a Bank Account

Online

Follow these steps to change the name on a bank account:

  • Log into your Internet banking account using CRN/login ID & password
  • Find the profile section to update your personal information
  • Click on edit profile details
  • Add/edit your name
  • Review the updated name and click on confirm.
  • The bank may send an OTP to your registered mobile number to verify the update
  • Click on Save details upon verification.

You must provide valid documents to support your request. The documents are:

  • Marriage certificate (in case of name change after marriage)
  • Publication of name change in newspaper
  • Photo ID proof like an Aadhaar card, PAN card or passport.

Offline

If you wish to change your name in your bank account, visit the nearest bank branch along with a copy of the required documents. The bank will provide you with a modification form, carefully fill the form with the updated details.

Steps To Update Mobile Number on a Bank Account

Online

Follow these steps to change mobile number in Kotak Bank:

  • Log into your Internet banking account using CRN/login ID & password
  • Find the profile section to update your personal information
  • Click on edit profile details
  • Add/edit your new mobile number
  • Review the updated mobile number and click on confirm
  • The bank may send an OTP to your email to confirm the change
  • Click on Save details upon verification.

You may also change the same using mobile banking.

  • Open the mobile banking app
  • Click on profile
  • Select edit personal information
  • Enter the updated mobile number
  • Enter the OTP sent to your new mobile number
  • Save the details.

You may carry any proof of identity to support your request. The updation process is easy and quick.

Offline

You can change/update the new mobile number by visiting the bank branch and placing the request along with the documents required. Your request will be processed within seven working days.

Steps To Change the Address on a Bank Account

Online

Follow these steps to change the address on a bank account:

  • Login to net banking using CRN/unique login ID & password
  • Locate the profile section and click on update contact details
  • Click on edit, located next to the correspondence address
  • You will get three ways through which you can update your address
  • Using Aadhaar number & OTPUsing Address proof (Passport, Driving licence, and Voter ID card)
  • Using DigiLocker - (To use this method you must update your Aadhaar number in the record records).
  • Click on save and submit.

Offline

If you wish to update your address using the offline method, place a request with the nearest bank branch. You must submit the required documents like a Passport, Aadhaar card, PAN card, etc for verification purposes. The request will be initiated and updated within one working day.

Importance of keeping bank account details updated

After understanding how to change your mobile number  along with the name and address, the next important point is to understand the importance of keeping the bank account details updated. These are some of the points to explain the importance:

  • Receiving important information and perks: The Banks need to have a working phone number or email address with them to send you notices about overdrafts, legal updates, and payment reminders. It also helps you to not miss out on perks like offers, email advisories etc.
  • Helping loved ones: Keeping your beneficiary information current allows your loved ones to access your funds if something happens to you.
  • Fraud protection: Keeping your contact information updated gives you the tools to protect yourself from fraudsters.
  • Verifying your identity: Banks ask you to update your details to verify your identity and help keep your account safe.

Read Also : How to Convert Saving Account to Salary Account

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FAQs About Introduction to Video KYC

Can I change my name on my bank account online?

Yes, you can change your name on your bank account online. There are two ways through which you can update the personal information

  • Internet banking
  • Mobile banking

Most of the time the steps are easy to follow because of the user-friendly interfaces. In case you face any issues, you can contact the customer care representatives.

What documents do I need to change my name on my bank account?

The documents required to change your name in your bank account are

  • Identity proofs – PAN card, Aadhaar card, Passport
  • Marriage certificate
  • Public announcements in newspapers
  • Affidavits

Is there a fee to change the name on my bank account?

No, there is no fee involved in changing your name in your bank account. However, they do have nominal call charges as per local charges.

How long does it take to update my mobile number on my bank account?

Updating your mobile number on your bank account can be an instant process through net banking, but it usually takes 24-48 hours offline.

How can I change my address on my bank account?

You can your address on your bank account through two mediums — online (internet banking or mobile banking) or offline (branch visit)

The process is easy, visit the website and log in to your net banking, update your details, confirm the changes and wait for updation.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.