Digi Locker: Meaning, Document, Benefits, How to Create & Use an Account
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors

With the financial system in India going online, the government has made it easier to keep track of your essential documents, which in turn helps to avoid any physical losses and theft of your documents.

DigiLocker is an innovative initiative under the Ministry of Electronics & IT within the Digital India Corporation. This initiative is reshaping the document management process. It is a reliable digital repository that eliminates dependence on physical documents, facilitating the effortless sharing of e-documents among various government agencies. With a focus on ensuring document authenticity, DigiLocker uses secure online verification mechanisms.

This blog will help you understand DigiLocker's meaning, benefits, and features, guiding you in obtaining and using your unique DigiLocker ID.

How To Create An Account On DigiLocker?

DigiLocker is a digital locker offering secure access to virtual copies of your important documents. It functions as a digital document wallet, allowing you to store documents like your driving licence, PAN card, Voter ID, policy documents, and more.

When you sign up for a DigiLocker account, you can easily upload and safeguard these documents. Your DigiLocker account provides a dedicated cloud storage space uniquely linked to your Aadhaar number, ensuring a convenient and secure way to manage and access your essential documents online.

Now, how to use DigiLocker, here’s how you can do it online:

Step 1: Access and Sign Up

Visit digilocker.gov.in or download the app from your Play/App Store. Use your Aadhaar number for account creation, ensuring your current phone number is linked.

Step 2: Registration Details

Click 'Sign Up,' provide your name, date of birth, and registered mobile number, and create a secure PIN and email ID.

Step 3: Aadhaar Integration

Enter your unique 12-digit Aadhaar number and choose between OTP or Fingerprint for verification.

Step 4: User ID Setup

Create a unique 'Username' and 'Password' after successful Aadhaar verification. Your DigiLocker dashboard awaits!

Once logged in, you can explore sections like dashboard, issued documents, uploaded documents, shared documents, and activity.

What Are The Documents Needed for DigiLocker?

Signing up for DigiLocker is easy; you only have to keep your mobile or Aadhaar number handy. Here's what you will need:

  • Provide either your mobile number or Aadhaar number for authentication.
  • Expect an OTP sent to your mobile for verification during the sign-up process.
  • Set a secure PIN for 2-factor Authentication, adding an extra layer of protection to your DigiLocker account.

Types of Documents Supported on DigiLocker

DigiLocker supports many essential documents, simplifying your life. Here's a list of the document types you can store:

  • Aadhaar Card
  • PAN Card
  • Driving Licence
  • Automobile Registration Certificates
  • Birth Certificate
  • Educational Certificates

How to Upload Documents in DigiLocker?

Now that you know much about DigiLocker, you must also know how to use DigiLocker. Here’s how you can use it:

  • Go to the 'Uploaded Documents' section within your DigiLocker account.
  • Hit the upload icon to initiate the document upload process.
  • Select the document from your local drive in the file upload dialogue box.
  • Complete the process by clicking 'Open,' your document is on its way.
  • If needed, customise the document name using the edit icon next to the filename.

Benefits and Advantages of DigiLocker

You may be wondering, is DigiLocker safe? Well, it's very safe, and it offers multiple benefits, like:

  • Cost Reduction: By using DigiLocker, you can cut down on the expenses of printing/photocopying and bid farewell to concerns about missing policy copies.
  • Efficient Services: Get access to quicker insurance services and speedier claims processing, making your interactions with insurance companies more convenient.
  • Authentication: Your uploaded documents are legally recognised, essentially treating them with the same legitimacy as the original papers.
  • Anywhere Access: Imagine accessing and securely storing crucial documents conveniently from any location – that's the flexibility DigiLocker offers.
  • Easy Sharing: Sharing your documents becomes a breeze, simplifying processes requiring document exchanges.
  • Government Benefits: DigiLocker ensures quick access to government benefits, employment opportunities, financial services, education, and health support.
  • Fraud Prevention: Your contribution matters – by using DigiLocker, you play a role in reducing disputes and preventing fraudulent activities.

For Agencies

  • Reduced Overhead: Simplify administrative tasks and cut costs by minimising paper usage, contributing to a more efficient workflow.
  • Secure Exchange: Act as a secure platform facilitating document exchange between issuers and verifiers, ensuring citizen consent and data security.
  • Real-Time Verification: Enable government agencies to verify data in real-time directly from issuers with user consent, ensuring a higher level of accuracy and efficiency in the verification process.

Features and Functionality of DigiLocker

DigiLocker offers a lot of user-friendly features:

  • 1GB Online Storage: Enjoy an online account with 1GB storage exclusively for Aadhaar holders.
  • Issuer Document Push: Issuer departments seamlessly push e-documents into the digital locker system.
  • Easy Document Sharing: Share e-documents effortlessly with government agencies or registered organisations.
  • User Upload and Digital Signatures: Residents can upload and digitally sign documents using the convenient e-sign facility.
  • Cross-Agency Shareability: Experience hassle-free sharing of e-documents across various agencies.

How do you issue e-Aadhaar in DigiLocker?

Here’s how you can do it:

  • Go to your DigiLocker homepage.
  • Look for the 'Link your Aadhaar' button and click on it.
  • Type in your Aadhaar number.
  • Enter the OTP sent to your phone.
  • Finish up, and now your Aadhaar is connected to your DigiLocker.
  • One of the key benefits of having all your documents handy online is that it can help you open a Kotak bank savings account online without hassle.

Read Also : What is UTR Number? Know Meaning, UTR Full Form & significance

FAQs About DigiLocker

  1. What is DigiLocker?

  2. DigiLocker is an online platform providing users with a secure digital wallet to store and access essential documents digitally, offering convenience and eliminating the need for physical copies.

  3. How does DigiLocker Work?

  4. DigiLocker provides users with a secure online account linked to their Aadhaar number, allowing them to store, access, and share digital copies of documents effortlessly.

  5. Is DigiLocker Secure?

  6. Yes, DigiLocker ensures security through robust measures, including user authentication via Aadhaar, secure document storage, and encryption, making it a safe platform for digital document management.

  7. Can I Access DigiLocker without an Aadhaar card?

  8. No, currently, DigiLocker requires Aadhaar authentication for account creation, ensuring a secure and verified user base.

  9. Is There a Limit to The Number of Documents That Can be Stored in DigiLocker?

  10. No, DigiLocker provides 1GB of storage space, allowing users to store many digital documents without a predefined limit.

  11. Can Documents From DigiLocker be Used as Valid Proofs?

  12. Yes, documents stored in DigiLocker are legally valid and can be used as proofs, recognised by government agencies, making them a reliable alternative to physical copies.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.