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A CIF (Customer Information File) number is an 11-digit unique identifier assigned to every account holder by banks. It is used to access and manage account details and transactions. CIF numbers streamline banking operations by centralising customer data across branches.
A CIF number is an 11-digit identifier crucial for managing and accessing customer data in banks. It includes personal history, account balances, and loan details, ensuring efficient customer service and data security.
A CIF number on a bank passbook is a unique identifier used by banks to manage customer account information. It consolidates credit rating, personal history, balances, and transaction details, ensuring personalised banking services.
A CIF number uniquely identifies a customer and consolidates all their banking information, while an account number pertains to a specific bank account. CIF numbers facilitate personalised banking and data management across all accounts and services.
No, you cannot retrieve your CIF number through an ATM. However, you can find it on your bank passbook, statement, online banking profile, mobile app, or by contacting customer service. Visit your bank branch if you need to obtain your CIF number directly.
Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.
Are you looking to buy an HP laptop but need to manage your finances as well? Kotak Mojo Platinum Card can be your best companion. The no-cost EMI option can simplify your purchase and get you many benefits on every spend.
HP, known globally as one of the best laptop brands, continues to dominate the market with its innovative and versatile range of laptops. Whether you're a student, a professional, or a casual user, HP offers a model that caters to your specific needs, blending technology with user-centric design. The Mojo Platinum Credit Card from Kotak Mahindra Bank will nurture the tech enthusiast in you.
One of the standout features that enhances the appeal of these laptops is their affordability. You can easily purchase your preferred laptop with a Credit Card with utmost convenience and get cashback points on every transaction. In this comprehensive guide on different HP laptops, we will lay out the specifications and compare them from a cost point of view to help you decide on the best purchase option.
No Cost EMI Options for HP Laptop
No Cost EMI from Kotak Credit Cards, especially the Mojo Platinum card, comes with significant advantages by allowing you to pay for your chosen HP laptop with manageable instalments without any additional interest. This method contrasts traditional EMI plans, where interest increases the overall cost.
The Mojo Credit Card can help you Rewards and Cashback: Enhance your savings with multiple rewards:
when you purchase with the Mojo Platinum Credit Card, which offers:
Mojo points
Additional Card Benefits:
Best 10 HP Laptops to Buy with No Cost EMI
Here's a closer look at the top 10 HP laptops to consider buying in 2024 with a Kotak Mahindra Bank Credit Card. They combine performance, innovation, and affordability, especially when purchased via No Cost EMI options.
Model
Starting Price
HP 15-FD0006TU
Rs. 46,999
HP Victus 16
Rs. 59,999
HP Envy x360 15 (AI-powered)
Rs. 78,999
HP Pavilion Plus 14
Rs. 91,999
HP Envy x360 14
Rs. 99,999
HP Pavilion Plus 16
Rs. 1,24,999
HP Omen Transcend 14-FB0089TX
Rs. 1,64,990
HP Spectre x360 14 (2024)
Rs. 1,64,999
HP Spectre x360 16 (2024)
Rs. 1,79,999
HP Spectre x360 16-F2005TX
Rs. 1,95,999
Disclaimer: Product prices and availability are subject to change. Please check the latest info before making a purchase.
Best 10 HPLaptops to buy (2024)
1. HP 15-FD0006TU
Starting at just Rs. 46,999, the HP 15-FD0006TU is a superb entry-level choice for those seeking reliable performance without the premium price tag. This model is powered by a 13th-generation Intel® Core™ i3 processor, ensuring efficient processing capabilities for both work and play. It operates on Windows 11 Home Single Language, providing a user-friendly interface and the latest features from Microsoft.
The laptop features a 39.6 cm (15.6) diagonal FHD display that delivers crisp and vibrant visuals, perfect for both media consumption and productivity tasks. With 8 GB of DDR4 RAM, users experience smooth multitasking, and the 512 GB SSD offers substantial space for storing documents, media, and applications, while also ensuring faster system boot-ups and load times.
Security is at the core of the HP True Vision 1080p FHD camera, which has a built-in privacy shutter to safeguard users against unauthorised camera access. Additional features enhancing the user experience include an integrated precision touchpad, an ergonomic keyboard designed for comfortable typing, and enhanced thermal solutions that keep the device cool even under heavy usage. These features make the HP 15-FD0006TU an ideal laptop for students and professionals looking for a balance between performance and affordability.
2. HP Victus 16
Priced at Rs. 59,999, the HP Victus 16 is specifically engineered to meet the demands of gamers and creative professionals who require robust performance and high-quality graphics. This laptop is equipped with an AMD Ryzen™ 7 processor, which, when combined with the NVIDIA® GeForce RTX™ 3050 graphics card, provides a powerhouse performance capable of handling the most graphically intensive tasks and latest gaming titles with ease.
The laptop sports a 40.9 cm (16.1) diagonal FHD display, offering expansive and immersive visual experiences ideal for gaming, video editing, and content creation. The display is complemented by B&O Speakers that produce rich, authentic audio, enhancing every entertainment session.
With 16 GB of DDR5 RAM, the HP Victus 16 allows for seamless multitasking and smoother performance across various applications. The 512 GB SSD solid state drive not only provides ample storage for games and professional software but also boosts overall system speed and efficiency.
Additional gaming-centric features include a backlit RGB 1-zone keyboard that not only looks good but provides tactical feedback for gaming sessions, and the True Vision 1080p FHD camera offers clarity and detail for streaming or video conferencing. Designed to keep performance high without overheating, the enhanced thermal management system ensures sustained performance while keeping the system cool.
3. HP Envy x360 15 (AI-powered)
The AI-powered HP Envy x360 15, available for Rs. 78,999, is a versatile touchscreen laptop that adapts to your needs. This device is engineered with an AMD Ryzen™ 5 8640HS processor, which provides a robust foundation for any high-demand applications and multitasking needs. Supported by 16 GB of LPDDR5 RAM, the laptop handles multiple tasks simultaneously with ease, making it ideal for both work and entertainment.
The 512GB SSD ensures that the system boots up quickly and opens applications in a snap, enhancing overall productivity. The standout feature of the HP Envy x360 15 is its versatile touchscreen display, which supports intuitive interaction and provides a dynamic user experience for navigating various applications and media. This flexibility is perfect for professionals who need a machine that can adapt to different working conditions and personal use.
Furthermore, its sleek design and lightweight build make it exceptionally portable, ideal for those who need a powerful computing solution on the go. The inclusion of AI technology optimises performance based on usage patterns, enhancing battery life and processing power according to the task at hand. This intelligent adaptation makes the HP Envy x360 15 a top contender for anyone looking for a future-proof laptop.
4. HP Pavilion Plus 14
For those who prioritise display and sound, the HP Pavilion Plus 14 is an ideal choice at Rs. 91,999. This laptop features a stunning 2.8K OLED display that provides breathtaking visuals with vibrant colours and deep blacks, making it perfect for graphic design, video editing, and watching high-definition content.
Powered by a 12th Generation Intel® Core™ i5-12500H processor and equipped with a 512 GB SSD, the HP Pavilion Plus 14 offers speedy performance and ample storage for all your files and applications. The B&O Speakers enhance the audio experience, delivering clear and immersive sound that complements the visual display, ensuring an engaging and enjoyable multimedia experience.
The combination of advanced display technology and high-quality audio makes the HP Pavilion Plus 14 a premier choice for multimedia enthusiasts and creative professionals who require a powerful tool that can also serve as a source of entertainment. Its compact and elegant design adds to its appeal, making it a functional device and a stylish accessory for the modern professional.
5. HP Envy x360 14
The HP Envy x360 14 is designed for on-the-go professionals. At Rs. 99,999, this laptop features a WUXGA touchscreen that offers clear and detailed visuals, complemented by an Intel® Core™ Ultra 5 processor that provides efficient performance tailored for mobile use.
Its compact design makes it incredibly portable, fitting easily into most bags and backpacks. This makes it ideal for professionals who travel frequently or commute regularly. The HP Envy x360 14 not only delivers on performance but also offers flexibility with its 360-degree hinge, allowing it to be used in various modes, such as tent, tablet, or traditional laptop mode.
6. HP Pavilion Plus 16
Starting at Rs. 1,24,999, the HP Pavilion Plus 16 is a powerhouse designed for users who need top-tier performance and high-resolution computing. This laptop is built on the 13th Gen Intel® Evo™ platform, powered by an Intel® Core™ i7 processor, which means you get stellar efficiency and speed, making it a great choice for complex software applications and demanding tasks.
It features a 40.6 cm (16) diagonal WQXGA display that offers exceptional clarity and detail, supported by NVIDIA GeForce RTX 3050 6GB graphics that provide powerful graphical capabilities suitable for gaming, 3D modelling, and high-resolution video editing.
The large screen and high-performance specifications make it an excellent choice for users who prioritise a bigger display and more substantial computing power in their daily tasks. Whether it's for professional workloads or entertainment, the HP Pavilion Plus 16 stands out as a versatile and powerful laptop that meets the needs of demanding users.
7. HP Omen Transcend 14-FB0089TX
Priced at Rs. 1,64,990, the HP Omen Transcend 14-FB0089TX is designed for the ultimate gaming experience. It features a 14" diagonal 2.8K display for sharp and immersive visuals, powered by an Intel® Core™ Ultra 7 155H processor and an NVIDIA® GeForce RTX™ 4060 graphics card, delivering top-tier performance for the most demanding games.
The laptop also offers advanced cooling technology to maintain optimal performance during extended gaming sessions. With its sleek design and RGB lighting, it not only performs well but also looks amazing, making it a favourite among gaming enthusiasts.
8. HP Spectre x360 14 (2024)
Priced at Rs. 1,64,999, the HP Spectre x360 14 (2024) stands as a symbol of technological elegance. It features a premium 2.8K OLED touch display that brings visuals to life with stunning clarity and vibrant colours. Powered by the Intel® Evo™ platform with an Intel® Core™ Ultra 7 processor, it offers unmatched responsiveness and efficient performance.
This model includes a Fingerprint Reader, bolstering security while enhancing user convenience. Its versatile convertible design allows it to function both as a tablet and a notebook, making it an excellent choice for professionals who value flexibility, style, and high performance in their computing devices.
Read Also: 10 Best Laptop Brands in India
9. HP Spectre x360 16 (2024)
The HP Spectre x360 16 (2024), available for Rs. 1,79,999, caters to those needing expansive screen real estate without compromising on quality. With a 16" 2.8K OLED touch display, it provides exceptional detail and rich colours, ideal for designers and video editors who demand precision in their work.
The laptop's sleek design is matched by its powerful capabilities and a range of advanced features that enhance the overall user experience. These include a responsive touchscreen for interactive tasks, making it perfect for multitasking and complex, high-end computing needs. This model seamlessly blends aesthetics with functionality, offering a premium computing solution for professionals.
10. HP Spectre x360 16-F2005TX
The HP Spectre x360 16-F2005TX, available for Rs. 1,95,999, represents the model of laptop innovation and performance. It is equipped with a 13th Gen Intel® Evo™ platform, driven by a Core™ i7 processor, which ensures it excels across all performance metrics including processing speed and graphical output. The laptop’s UHD+ touchscreen display offers unparalleled visual clarity and fidelity, making it ideal for professionals involved in high-detail fields like graphic design and video editing.
This model is specifically designed for those who require the utmost in efficiency and sophistication from their computing tools. It comes with enhanced connectivity options and advanced security features, making the Spectre x360 16-F2005TX a premier choice for professionals seeking the pinnacle in technology and design. Its capabilities make it not just a tool but a significant enhancement to productivity and creativity, standing out as a top-tier option in the high-end laptop market.
Conclusion
Choosing the right HP laptop involves thorough research about the laptop’s balancing performance, features, and budget. HP’s range of laptops lineup offers something for everyone, from basic models for everyday use to high-end devices for specialised tasks. The Mojo Platinum Credit Card enhances these purchases with No Cost EMI options, making these top rated HP laptops even more accessible. Welcome the opportunity to own a premium HP laptop without the upfront financial burden.
Disclaimer: Product prices and availability are subject to change. Please check the latest info before making a purchase.
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