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Are you enchanted by the rich cultures, historical landmarks, and breathtaking scenery of India in your dreams? A travel credit card can elevate your experience, adding a touch of excitement to each adventure. Wanting to know how you can make your vacation unique by using a card that gives you access to VIP lounges at Indian airports and makes it possible for you to have dinner in one of the best restaurants in town. You can see India’s top Tourist Spots while earning extra bonus points towards your journeys and turning these points into air miles. Start with more than shopping; every transaction will move you closer to your next trip or outing. Let us begin our journey together now!

5 Amazing Destinations in India for Travel in Winters

Winter in India is a time when the country unfolds its beauty in the most enchanting ways, offering travellers a blend of warmth, tradition, and adventure. Here are five destinations and their tourist attractions that stand out for their unique experiences during the cooler months:

 

  • Goa: Beyond the stereotype of beaches and parties, Goa in winter transforms into a hub of cultural festivals, including the famous Sunburn Festival. Its golden beaches become the perfect spot for sunbathing and water sports, while the cool evenings are ideal for exploring Goa’s colonial architecture and night markets.

 

  • Rajasthan: The land of kings and forts, Rajasthan is a spectacle of colours in winter. Cities like Jaipur, Udaipur, and Jodhpur showcase their glorious palaces and forts against the backdrop of clear blue skies. The winter months are perfect for balloon rides, desert safaris, and attending numerous cultural festivals.

 

  • Kerala: Winter is arguably the best time to visit Kerala, as the weather becomes pleasantly cool, making it ideal for exploring its backwaters, beaches, and spice plantations. The backwaters of Alleppey and Kumarakom offer serene boat rides, while hill stations like Munnar and Wayanad are covered in mist, enhancing their natural beauty.

 

  • Auli: Known as the skiing capital of India, Auli offers a perfect blend of adventure and scenery with its snow-covered slopes and clear views of the towering Himalayan peaks. Winter in Auli is a dream come true for ski enthusiasts and nature lovers alike. The ski resorts are bustling with activity, offering lessons for beginners and thrilling slopes for experienced skiers.

 

  • Varanasi: Winter in Varanasi is deeply spiritual and culturally vibrant. The cool climate is best for exploring the ghats, ancient temples, and narrow lanes of this sacred city. The Ganga Aarti in the evening is a mesmerising experience, with the ghats lit up with lamps and filled with devotees.

5 Amazing Destinations in India for Travel in Summers

The summer months in India always call travellers to its cooler havens, offering a respite from the heat with picturesque landscapes and vibrant cultures. Here are the five best places to visit in June in India that provide an escape into nature's lap and adventure:

 

  • Ladakh: The land of high passes, Ladakh is a dream destination for adventurers and culture enthusiasts alike, falling under the best place to visit in April in India. Summer unveils the region's majestic landscapes, from the serene Pangong Lake to the rugged Nubra Valley. The Leh-Ladakh bike trip is a rite of passage for many, offering an unparalleled journey through its breathtaking terrains.

 

  • Manali: Nestled in the Kullu Valley, Manali is a blend of tranquillity and adventure. Its lush deodar forests and snow-capped peaks are a sanctuary for nature lovers and trekkers. The Rohtang Pass, opening in summer, offers splendid views and snow activities.

 

  • Ooty: Dubbed the 'Queen of Hill Stations', Ooty exudes a nostalgic colonial vibe with its charming bungalows, botanical gardens, and tea estates. The Nilgiri Mountain Railway, a UNESCO World Heritage Site, offers a scenic journey through the hills.

 

  • Andaman Islands: Far from the mainland's hustle, the Andaman Islands are a tropical paradise with pristine beaches, clear blue waters, and vibrant coral reefs. Summer is the perfect season for water sports like snorkelling, scuba diving, and sea walking, especially around Havelock Island.

 

  • Darjeeling: The 'Queen of the Hills' presents a serene getaway with its cool climate, verdant tea gardens, and the majestic Kanchenjunga backdrop. The Darjeeling Himalayan Railway, another UNESCO World Heritage site, offers enchanting rides through the mountains.

How to Apply for a Travel Credit Card with Kotak Mahindra Bank?

You can easily apply for the Kotak Travel Credit Card by following these simple steps:

  1. Go to the credit card services section and click on the "Apply" button.
  2. If you are an existing customer, provide your customer reference number, mobile number, or email address, and choose the desired credit card. For new customers, specify the purpose of the credit card and your monthly income.
  3. Once you've entered these details, you'll have a range of options to choose from. After making your selection, input your basic personal information and upload the necessary documents. That's it, you're all set!

Wrapping up

Obtaining a travel credit card can transform your dream vacation into a reality without financial strain. Kotak Mahindra Bank provides competitive interest rates on travel credit cards, simplifying the management of your travel expenses. Additionally, the fees and charges associated with these credit cards are reasonable. Don't hesitate—start planning your trip, apply for a travel credit card, and gain access to unsecured funds to explore the wonders of India!

Frequently Asked Questions Related to Travel Loan for Visiting India's Top Tourist Spots

What is a travel credit card?

A travel credit card is a type of credit card specifically designed to offer benefits and rewards tailored to travelers, such as earning points or miles for travel-related expenses and providing travel insurance and other perks. It can be a valuable tool for individuals who frequently travel for business or leisure.

Who can apply for a travel credit card?

Individuals with a stable income and good CIBIL score, meeting the bank's credit card eligibility criteria, can apply.

What documents are required to apply for a travel credit card?

Typical documents required for a travel credit card include ID proof, address proof, and income proof.

What rewards should I receive with Kotak’s Travel Credit Card?

The rewards you can expect to receive with Kotak's Travel Credit Card include:

  • Redeeming rewards points for airfare tickets.
  • Access to priority services offered by Kotak Mahindra Bank.
  • 4X reward points for special categories like dining, travel, air tickets, and international spends.
  • Access to airport lounge facilities.
  • Rewards for travel expenses, such as indigo air ticket flight offers and high rewards on travel expenses.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.