Can I get a credit card if my salary is Rs. 20,000 per month? 

How to get a Credit Card on Salary? High-income earners can easily get credit cards. But it can be complicated for salaried employees. The final approval depends on your eligibility and credibility. Know how to get a credit card on salary here.

Eligibility Criteria for Credit Card on Rs. 20,000 per month? Need a credit card with Rs. 20,000 pm salary? Pay attention to the credit card issuer’s eligibility criteria. To apply, you must fulfil these eligibility conditions:

Age You must be at least 18 years of age at the time of application. It gives you the right to use credit without a guardian’s guidance.

Occupation Both salaried employees and self-employed professionals can apply for a credit card if they fulfil other eligibility conditions, like age, credit rating, and minimum income requirement.

Income Since different types of credit cards have unique minimum income requirements, you must check and fulfil it to qualify for a credit card.

Credit Score If you earn Rs. 20,000 per month, you can still qualify for a credit card by maintaining a decent credit score demonstrating good credit behavior.

Apply for Credit Card Apply for a Credit Card at Kotak Mahindra Bank to get instant approvals. Obtain and enjoy multiple credit card benefits, exciting offers, and reward points to add to your savings. Apply Now