10 Best Mobile Under ₹30,000 to Buy on No-Cost EMI

The demand for budget-friendly smartphones is rapidly increasing as consumers prioritise high-performance devices at a pocket-friendly cost. In response to this trend, smartphones priced under Rs. 30,000 are now equipped with premium features, appealing greatly to informed buyers. This shift is fuelled by technological advancements, enabling manufacturers to offer competitive specifications at competitive prices.

Additionally, the financial flexibility available to consumers has further fuelled this trend. One of the key benefits of these smartphones is the No-Cost EMI option. It lets you pay for your smartphone in easy monthly instalments with no extra interest charges. It reduces the immediate financial strain and makes it possible to afford higher-quality devices that might otherwise be too expensive.

Credit Card No-Cost EMI for Smartphones

The No-Cost EMI facility is an attractive choice for new-age consumers. It lets them purchase the smartphone of their choice without feeling the pinch right away. Here are some key benefits of a No-Cost EMI facility:

Versatility in Shopping: Make purchases without the immediate financial burden.
Budget-Friendly: Repay in manageable monthly instalments.
Positive Credit Impact: Timely repayments can positively impact your credit score.

Kotak Mojo Platinum Credit Card: The Game Changer

The Kotak Mojo Platinum Credit Card emerges as a game changer in this evolving market. It facilitates the No-Cost EMI option, providing consumers with a convenient and accessible means to purchase their desired smartphones.

This credit card empowers consumers to make informed decisions by balancing budgetary constraints with the desire for cutting-edge technology. Enhancing accessibility, significantly contributes to the democratisation of smartphone technology, ensuring more individuals can enjoy high-quality devices without compromising on affordability.

With the Kotak Mojo Platinum Credit Card, buying your desired smartphone becomes more accessible and financially manageable. In addition to the No-Cost EMI option, this card offers various benefits, making it easier to own the latest gadgets without straining your savings.

key advantages:

No Cost EMI: Spread the cost over months without incurring any additional interest charges. This means you only pay the price through simple monthly instalments.

Hassle-Free Process: Converting your purchase into an EMI is simple. Simply select the No-Cost EMI option at the time of purchase, and the conversion happens instantly without any extra documentation or hassle.

Reward Points: Earn unlimited 2.5 Mojo points for every Rs. 100 spent on online purchases. Redeem these points for a wide range of rewards, adding extra value to every rupee you spend.

Annual Fee Waiver: Enjoy an annual fee waiver when your yearly spending exceeds Rs. 1,00,000, ensuring your card remains cost-effective and affordable.

Now that you're aware of the benefits of the No-Cost EMI facility offered by the Kotak Mojo Platinum Credit Card, let's explore the top 10 mobile phones under Rs 30,000 that you can buy.

10 Best Mobile Phones under Rs. 30,000

Here is a list of the top 10 smartphones priced below Rs. 30,000:

Best Mobile Phones Under 30,000	Starting Prices
POCO F6	Rs. 29,999
Samsung Galaxy A35 5G	Rs. 25,990
Nothing Phone 2a	Rs. 25,999
Realme 12 Pro Plus	Rs. 26,899
Xiaomi Redmi Note 13 Pro Plus 5G	Rs. 27,348
Vivo V30e	Rs. 27,999
OPPO F27 Pro Plus	Rs. 27,999
Samsung Galaxy M55 5G	Rs. 24,499
Vivo V30	Rs. 28,799
POCO F5	Rs. 29,999

10 Best Phones under Rs. 30,000 to buy (2024)

1. POCO F6

POCO mobiles under Rs. 30,000 are renowned for their exceptional value proposition. The POCO F6 stands out with its blend of powerful specifications and modern design aesthetics, all at an affordable price point. Featuring a stunning AMOLED display with a high refresh rate, it ensures vivid visuals and smooth interactions. Equipped with the Snapdragon 8s Gen3 processor and 6GB or 8GB of RAM options, the POCO F6 delivers seamless performance, whether for intense gaming sessions or handling multiple apps effortlessly. Starting at an attractive price of Rs. 29,999, the POCO F6 caters to users seeking cutting-edge performance and a premium mobile experience without exceeding their budget.

Key Features:

Display: AMOLED display, Full HD+ resolution

Performance: Snapdragon 8s Gen3 processor, 8GB RAM

Price: Starting from Rs.29,999

2. Samsung Galaxy A35 5G

Samsung continues to dominate the smartphone market by offering robust features and sleek designs. When it comes to cost, some of the best Samsung mobiles are available under Rs. 30,000.

Renowned for its excellent display quality, this Samsung phone features Super AMOLED panels with Full HD+ resolution, delivering vibrant colours that enhance the viewing experience. In terms of performance, these phones come equipped with Exynos or Snapdragon processors paired with 6GB or 8GB of RAM, ensuring smooth multitasking and efficient handling of demanding apps. With prices starting at Rs. 25,990, Samsung smartphones provide a balanced combination of performance, aesthetics, and reliability, making them the preferred choice for users seeking premium features on a mid-range budget.

Key Features:

Display: Super AMOLED, Full HD+ resolution

Performance: Exynos processors, 6GB/8GB RAM

Price: Starting from Rs. 25,990

3. Nothing Phone (2a)

The Nothing phone under Rs. 30,000 stands out with its unique design and robust performance, quickly becoming a favourite among tech enthusiasts. This phone features an AMOLED display with Full HD+ resolution, providing vibrant and clear visuals. Powered by MediaTek processor, this device offers smooth performance and efficient multitasking. Starting from Rs. 25,999, the Nothing Phone (2a) is particularly noted for its innovative design elements and unique user interface. It offers a fresh and distinct experience in the crowded mid-range market, making it an attractive option for those looking for something different.

Key Features:

Display: AMOLED display, Full HD+ resolution

Performance: MediaTek processors, 12 GB + 8 GB RAM Booster

Price: Starting from Rs.25,999

4. Realme 12 Pro Plus

Realme phones under Rs. 30,000 are known for their excellent value for money. They provide powerful hardware and stylish designs at affordable prices. These devices come with eye-pleasing displays and high refresh rates, ensuring a smooth and immersive visual experience.

Powered by a Snapdragon processor and equipped with 8GB of RAM, the Realme 12 Pro Plus smartphone delivers robust performance, capable of handling heavy gaming and multitasking effortlessly. With prices starting from Rs. 26,899, Realme offers a compelling package for users looking for high performance and sleek design without breaking the Bank.

Key Features:

Display: Full HD+ display, 120 Hz refresh rate

Performance: Snapdragon 7s Gen2 processor, 8GB RAM

Price: Starting from Rs.26,899

5. Xiaomi Redmi Note 13 Pro Plus 5G

The best Xiaomi phones under Rs. 30,000 continue to lead the market with their feature-rich smartphones that offer great performance and value. Xiaomi Redmi Note 13 Pro Plus 5G has an AMOLED display with Full HD+ resolution, ensuring sharp and vibrant visuals. Powered by MediaTek Dimensity and equipped with 8GB of RAM, this Xiaomi phone provides powerful performance and smooth multitasking. The start price of this phone is Rs. 27,348. Xiaomi phones are known for their comprehensive feature sets, solid build quality, and excellent value for money, making them a popular choice for affordable, high-performance devices.

Key Features:

Display: AMOLED display, Full HD+ resolution

Performance: MediaTek Dimensity 7200 ultra processor, 8GB RAM

Price: Starting from Rs. 27,348

6. Vivo 30e

Renowned for its camera innovations and stylish designs, Vivo offers some of the best phones under Rs. 30,000. These smartphones feature AMOLED displays with Full HD+ resolution, providing vivid and sharp visuals.

Powered by a Snapdragon processor with 6GB or 8GB of RAM, the Vivo V30e phone delivers robust performance and efficient multitasking. With prices starting from Rs. 27,999, the phone is appreciated for its advanced camera systems, often featuring AI enhancements and multiple shooting modes, making it a great option for users who love photography and want stylish, high-performance devices.

Key Features:

Display: AMOLED display, Full HD+ resolution

Performance: Snapdragon 6 Gen1 processor, 8GB RAM

Price: Starting from Rs.27,999

7. Oppo F27 Pro Plus

Oppo phones under Rs. 30,000 are popular for their camera capabilities and innovative features, making them a favourite among photography enthusiasts. These smartphones have AMOLED displays with high refresh rates, providing vibrant and amazing visual experiences.

The Oppo F27 Pro Plus is powered by MediaTek Dimensity with 8GB of RAM, ensuring smooth performance for various applications. With prices starting from Rs. 27,999, this Oppo phone is known for its superior camera setups and advanced photo processing capabilities, making it ideal for users who prioritise photography.

Key Features:

Display: AMOLED display with high refresh rate

Performance: MediaTek Dimensity 7050 processor, 8GB RAM

Price: Starting from Rs.27,999

8. Samsung Galaxy M55 5G

Samsung Galaxy M55 5G, a part of Samsung's mobile line-up under Rs. 30,000, offers exceptional value with its impressive features and stylish design. Boasting a vibrant Super AMOLED display with a high refresh rate, the Galaxy M55 5G ensures an immersive viewing experience with vivid colours and smooth transitions. Powered by a robust Snapdragon processor paired with 6GB or 8GB of RAM, this smartphone excels in handling demanding tasks such as gaming and multitasking seamlessly. Starting at an accessible price point of Rs. 24,499, the Samsung Galaxy M55 5G provides users with a compelling choice for those looking for advanced features and reliable performance without compromising on affordability.

Key Features:

Display: AMOLED display, Full HD+ resolution

Performance: Snapdragon processor, 8GB RAM

Price: Starting from Rs. 24,499

9. Vivo V30

Vivo smartphones under Rs. 30,000 are known for their blend of style and performance, and the Vivo V30 exemplifies this reputation. Featuring a sleek design and a stunning Super AMOLED display, the Vivo 30 offers an immersive visual experience with vibrant colours and sharp details. Powered by a MediaTek or Snapdragon processor coupled with 8GB of RAM, this smartphone ensures smooth performance for gaming and multitasking. With prices starting from Rs. 28,799, the Vivo V30 presents a compelling choice for users seeking a combination of elegance, powerful performance, and affordability in a smartphone.

Key Features:

Display: AMOLED display, Full HD+ resolution

Performance: Snapdragon 7 Gen3 processor, 8GB RAM

Price: Starting from Rs. 28,799

10. POCO F5

POCO mobiles under Rs. 30,000 are designed for performance enthusiasts, offering powerful processors and high refresh rate displays.

It features an AMOLED display with Full HD+ resolution, providing sharp and fluid visuals ideal for gaming and media consumption. Equipped with a Snapdragon processor and 8GB of RAM, POCO phones deliver top-notch performance, easily handling the most demanding applications and multitasking. With prices starting from Rs. 29,999, POCO F5 devices are perfect for users who prioritise performance and speed, making them an excellent choice for gamers and power users.

Key Features:

Display: AMOLED display, Full HD+ resolution

Performance: Snapdragon processor, 8GB RAM

Price: Starting from Rs.29,999

Key Factors to Consider When Selecting No-Cost EMI Options

When choosing a No-Cost EMI option, it's essential to consider several key factors to ensure it aligns with your needs and financial situation:

Terms of the Offer: Understand all the conditions attached to the No-Cost EMI
Product Eligibility: Confirm that the product you want is eligible for No-Cost EMI
Repayment Plan: Ensure the repayment plan fits comfortably within your budget

Conclusion

No-Cost EMI is a convenient option to buy your favourite smartphone. It allows you to cover the expenses without much hassle. In this regard, the Kotak Mojo Platinum Credit Card stands out with its No-Cost EMI options, allowing you to buy a smartphone under Rs. 30,000 without any financial strain.

The Kotak Mojo Platinum Credit Card offers financial ease and flexibility and enriches your shopping and travel experiences. It’s an ideal choice for anyone purchasing a new smartphone without the upfront financial burden. Enjoy the convenience and rewards of the Kotak Credit Cards and make your next big purchase hassle-free.

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