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Disclaimer: This Article is for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank make no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.
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Having one’s own home has become a significant aspiration for many. But with the steep and rising prices of real estate segment, finding a space has become quite difficult for many. This is where Home Loan factors in for the prospective home buyers. There are quite a several number of benefits pertaining to getting a home loan. Banks understand that your aspiration of your own space is of paramount value. That is why, with a plethora of features for achieving your dream, banks today provide customised and tailor-made home loan solutions. The main aspect is to make a home buying experience a seamless one.
Even with a massive development in the real sector, there are quite a large number of people who are unable to buy their dream home. That is why the Government has stepped in and has introduced Pradhan Mantri Awas Yojana (PMAY). In accordance with ‘Housing for All by 2022’ mission, this initiative will fulfil the housing needs of the mid-income to economically weaker segments and will also assist in provision of houses to all eligible families/beneficiaries by 2022. This route map will augment betterment of the society, thus boosting the economic growth of the country.
Eligibility Criteria:
Additionally the scheme is also applicable for people hailing from minority groups and also Women belonging to EWS/LIG categories.
Key Features:
The Pradhan Mantri Awas Yojana will add to the affordability of prospective home buyers and thus augment a better lifestyle for home aspirants. Endeavoring to provide a roof over the head, PMAY will make significant contributions to the Nation.
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