UTI Mutual Fund: UTI MF Schemes, Performance, Returns & How to Invest

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UTI, or Unit Trust of India, is one of the oldest and largest mutual fund houses. Promoted by the Life Insurance Corporation of India (LIC), the Indian government, the General Insurance Corporation of India (GIC), and various other leading financial institutions and public sector banks, the RBI and SEBI formed the organisation in 1964. UTI mutual fund was registered with the SEBI in February 2003. Pioneer in the domestic sector, UTI MF was the first in India to offer a ULIP or Unit Linked Insurance Plan with life and accident cover.

The UTI MF fund managers divest funds into a wide variety of businesses, including portfolio management solutions, retirement solutions, alternative assets management, and international banking. Therefore, investing in them brings assured returns with minimal risk involved. Let’s look at the various UTI MF schemes and an overview of their performance and returns.

UTI Mutual Fund Schemes

Here is a categorised list of popular UTI MF schemes:

Fund Scheme	Category	Risk Level	1 Year Returns	Quick Link for more Information
UTI Medium to Long Duration Fund	Debt	Moderate	6.5%	https://www.utimf.com/mutual-funds/uti-medium-to-long-duration-fund
UTI Short Duration Fund	Debt	Moderate	7.6%	https://www.utimf.com/mutual-funds/uti-short-duration-fund
UTI Low Duration Fund	Debt	Low to Moderate	7.3%	https://www.utimf.com/mutual-funds/uti-low-duration-fund
UTI Large & Mid Cap Fund	Equity	Very High	37.4%	https://www.utimf.com/campaign-page/product/uti-large-mid-cap-fund
UTI Value Fund	Equity	Very High	11.2%	https://www.utimf.com/mutual-funds/uti-value-fund
UTI Aggressive Hybrid Fund	Hybrid	Very High	27.7%	https://www.utimf.com/mutual-funds/uti-aggressive-hybrid-fund
UTI Equity Savings Fund	Hybrid	Moderately High	17.5%	https://www.utimf.com/mutual-funds/uti-equity-savings-fund

Performance and Returns on List of UTI Mutual Fund Schemes

Are you planning to invest in a UTI mutual fund? Let’s jump and look at the performance and returns of popular UTI MF schemes:

UTI Aggressive Hybrid Fund

UTI Aggressive Hybrid Fund is a Hybrid mutual fund scheme made available for investment in November 2002. With an AUM of ₹ 282912 Crore, it has the latest NAV of ₹ 355.19. However, it is a very high-risk investment scheme with an exit load of 1%. It aims to generate long-term capital appreciation with investment in equity and related securities across the spectrum of market capitalisation.

Minimum Investment Amount: ₹ 500 for SIP and ₹ 1000 for Lump Sum Investment

AUM: ₹ 282912 Crore

UTI Gold Exchange Traded Fund

The UTI Gold Exchange Traded Fund (ETF) is a financial instrument that allows investors to gain exposure to the performance of gold as an asset class. This ETF is managed by UTI Mutual Fund and is designed to track the domestic spot price of gold. Investors can buy and sell units of the UTI Gold ETF on the stock exchange, providing them with a convenient and cost-effective way to invest in gold without the need for physical possession of the metal.

Month End AUM: ₹ 915.17 cr

UTI Nifty 50 ETF

The UTI Nifty 50 ETF is an Exchange Traded Fund managed by UTI Mutual Fund, designed to replicate the performance of the Nifty 50 index. The Nifty 50 index represents the top 50 companies listed on the National Stock Exchange (NSE) of India, covering various sectors of the economy. By investing in the UTI Nifty 50 ETF, investors gain exposure to a diversified portfolio of large-cap stocks representing some of the most prominent and well-established companies in the Indian equity market.

Month End AUM: ₹ 48215.92 cr

How to Invest in UTI Mutual Fund?

Investing in a UTI mutual fund is easy if you know the requirements and the steps involved. These include the following:

Login to your UTI mutual fund login
Upload the necessary documents, including your passport, Central or State government-issued identity proof, Aadhaar card, PAN card, driving license, Voter ID, etc.
Select the tenure of your investment.
Determine the acceptable risk level from low, medium or high.
Select an appropriate mutual fund that matches your specifications.
Select from ‘Invest One Time’ or ‘Start SIP’.
Make Payment and wait for the fund to appear in your account.

UTI Mutual Fund Login

Follow these steps to log in to your UTI mutual fund account:

Visit the UTI mutual fund login page
Enter your PAN or username.
Choose to log in with a password or OTP.
Enter the password or OTP received on your registered mobile number.
Click ‘Login’.

Enter the correct details and password to avoid locking your account. If you forget your password, click the 'Forgot Password' button to create a new password. If you do not receive the OTP in the first attempt, wait a few seconds and click 'Resend OTP' to generate a new OTP. After logging in, you can view your investments, modify assets, or request a UTI mutual fund statement to make an informed decision.

Conclusion

While UTI Mutual Fund offers a reliable array of investment options, you, as an investor, can consider elevating your financial journey with the innovative solutions provided by Kotak Mahindra Bank. Much like UTI, Kotak Mahindra Bank boasts a diverse range of mutual fund offerings, ensuring choices that align with various risk appetites and return expectations.

By leveraging the user-friendly interface of Kotak Mahindra Bank's online platform, investors gain seamless access to a comprehensive suite of investment opportunities. Embark on a path of financial growth and prosperity by exploring the mutual fund options at Kotak Mahindra Bank – where innovation meets reliability for a rewarding investment experience.

Frequently Asked Questions

Q: Which fund is best in UTI?

All UTI mutual funds have different investment goals, strategies, and requirements. You can choose the best one according to your specifications.

Q: Which mutual fund gives the highest return?

UTI mutual fund offers various fund schemes delivering high returns with risk mitigation measures.

Q: What is the return of UTI Mutual Fund SIP?

The returns you receive depend on the mutual fund scheme you choose. For instance, the UTI Medium to Long Duration Fund has delivered 6.5% returns in the last year, while the UTI Aggressive Hybrid Fund has shown an impressive return of 27.7%.

Q: What is the performance of the UTI MNC Fund?

With an NAV of ₹ 336.48, UTI MNC Fund has delivered 23.28% in one year, 14.2% in three years, 11.38% in five years, and 15.99% since launch.